BDCU Alliance Bank Overdraft | Compare Your Repayments | RateCity
Borrow amount
$20k
Interest Rate
11.25
% p.a
Variable
Loan term
1 year to 5 years
Repayment frequency
Monthly
Monthly repayment
$657
36 months
Number of repayments
36
Total interest paid
$3.7k
Total repayments
$23,657
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Jun 2022 | $469.64 | $187.50 | $657.14 | $19,530.36 |
| 2 | Jul 2022 | $474.04 | $183.10 | $657.14 | $19,056.32 |
| 3 | Aug 2022 | $478.49 | $178.65 | $657.14 | $18,577.83 |
| 4 | Sep 2022 | $482.97 | $174.17 | $657.14 | $18,094.86 |
| 5 | Oct 2022 | $487.50 | $169.64 | $657.14 | $17,607.36 |
| 6 | Nov 2022 | $492.07 | $165.07 | $657.14 | $17,115.29 |
| 7 | Dec 2022 | $496.68 | $160.46 | $657.14 | $16,618.61 |
| 2022 Total | $3,381.39 | $1,218.59 | $4,599.98 | ||
| 8 | Jan 2023 | $501.34 | $155.80 | $657.14 | $16,117.27 |
| 9 | Feb 2023 | $506.04 | $151.10 | $657.14 | $15,611.23 |
| 10 | Mar 2023 | $510.78 | $146.36 | $657.14 | $15,100.45 |
| 11 | Apr 2023 | $515.57 | $141.57 | $657.14 | $14,584.88 |
| 12 | May 2023 | $520.41 | $136.73 | $657.14 | $14,064.47 |
| 13 | Jun 2023 | $525.29 | $131.85 | $657.14 | $13,539.18 |
| 14 | Jul 2023 | $530.21 | $126.93 | $657.14 | $13,008.97 |
| 15 | Aug 2023 | $535.18 | $121.96 | $657.14 | $12,473.79 |
| 16 | Sep 2023 | $540.20 | $116.94 | $657.14 | $11,933.59 |
| 17 | Oct 2023 | $545.26 | $111.88 | $657.14 | $11,388.33 |
| 18 | Nov 2023 | $550.37 | $106.77 | $657.14 | $10,837.96 |
| 19 | Dec 2023 | $555.53 | $101.61 | $657.14 | $10,282.43 |
| 2023 Total | $6,336.18 | $1,549.5 | $7,885.68 | ||
| 20 | Jan 2024 | $560.74 | $96.40 | $657.14 | $9,721.69 |
| 21 | Feb 2024 | $566.00 | $91.14 | $657.14 | $9,155.69 |
| 22 | Mar 2024 | $571.31 | $85.83 | $657.14 | $8,584.38 |
| 23 | Apr 2024 | $576.66 | $80.48 | $657.14 | $8,007.72 |
| 24 | May 2024 | $582.07 | $75.07 | $657.14 | $7,425.65 |
| 25 | Jun 2024 | $587.52 | $69.62 | $657.14 | $6,838.13 |
| 26 | Jul 2024 | $593.03 | $64.11 | $657.14 | $6,245.10 |
| 27 | Aug 2024 | $598.59 | $58.55 | $657.14 | $5,646.51 |
| 28 | Sep 2024 | $604.20 | $52.94 | $657.14 | $5,042.31 |
| 29 | Oct 2024 | $609.87 | $47.27 | $657.14 | $4,432.44 |
| 30 | Nov 2024 | $615.59 | $41.55 | $657.14 | $3,816.85 |
| 31 | Dec 2024 | $621.36 | $35.78 | $657.14 | $3,195.49 |
| 2024 Total | $7,086.94 | $798.74 | $7,885.68 | ||
| 32 | Jan 2025 | $627.18 | $29.96 | $657.14 | $2,568.31 |
| 33 | Feb 2025 | $633.06 | $24.08 | $657.14 | $1,935.25 |
| 34 | Mar 2025 | $639.00 | $18.14 | $657.14 | $1,296.25 |
| 35 | Apr 2025 | $644.99 | $12.15 | $657.14 | $651.26 |
| 36 | May 2025 | $651.03 | $6.11 | $657.14 | $0.23 |
| 2025 Total | $3,195.26 | $90.44 | $3,285.7 |