Cairns Penny is a mutual bank based in Cairns. The bank was established in 1899 to provide Cairns residents with an alternative to traditional banks. Cairns Penny is owned and governed by its customers, which means it does not have external shareholders.
During its long history, Cairns Penny has introduced an online banking portal for customers as well as online customer service.
Cairns Penny operates only one bank branch, which is in Cairns, Queensland.