Circle Alliance Bank Personal Loans

Circle Alliance Bank is a member-owned bank founded over 50 years ago. Because it is a mutual bank, Circle Alliance Bank does not have external shareholders and its profits are reinvested into the business.

Circle Alliance Bank has grown steadily since its establishment, and now serves over 5,000 members across Australia.

Circle Alliance Bank is an agent of Bendigo and Adelaide Bank.

Circle Alliance Bank personal loan repayment calculator

Thinking about taking out a personal loan with Circle Alliance Bank? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Circle Alliance Bank personal loan compare with various products.

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Circle Alliance Bank Personal Loans

Features of Circle Alliance Bank personal loan

Because Circle Alliance Bank is a smaller personal loan lender, it has a thin range of loan options. Circle Alliance Bank offers both secured and unsecured personal loans with variable interest rates. Circle Alliance Bank personal loans have a maximum borrowing amount of $100,000 and a maximum term of seven years.

Circle Alliance Bank personal loan rates tend to be moderate. In general, interest rates will be higher on unsecured loans than secured loans.

Circle Alliance Bank does not charge a monthly account-keeping fee on any personal loans, although it does charge an application fee.

Circle Alliance Bank personal loans - customer service

Circle Alliance Bank offers customer service via phone and email, or within a bank branch.

Customers can email Circle Alliance Bank at any time or call its customer service number during business hours.

Who is eligible for a Circle Alliance Bank personal loan?

  • Must be at least 18 years old
  • Must be a permanent Australian resident or citizen with an Australian residential address

How to apply for a Circle Alliance Bank personal loan?

  • After you’ve chosen your loan, click ‘Apply Now’
  • Complete the online application form
  • Submit the online application form and wait for a response

Circle Alliance Bank personal loans review

Circle Alliance Bank is a small customer-owned bank, which means that although it may not provide a wide range of loans, it can offer reasonable personal loan interest rates and fees.

Circle Alliance Bank offers secured and unsecured loans with terms of up to seven years. Its current personal loan interest rates are moderate for both secured and unsecured options. If you’re looking for the best personal loan rates, it may be best to compare personal loan rates before applying.

The features of Circle Alliance Bank personal loans vary from product to product, but all loans allow additional repayments with no penalty. Circle Alliance Bank does not charge ongoing or monthly fees, but customers are charged a fee upon applying.

All Circle Alliance Bank customers have access to an internet banking portal.

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