RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

9.99

% p.a

Variable up to 17.99%

Loan term

3 years to 5 years

Repayment frequency
Monthly
Monthly repayment

645

36 months

Number of repayments
36
Total interest paid
$3.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$478.75$166.50$645.25$19,521.25
2Nov 2021$482.74$162.51$645.25$19,038.51
3Dec 2021$486.75$158.50$645.25$18,551.76
2021 Total$1,448.24$487.51$1,935.75
4Jan 2022$490.81$154.44$645.25$18,060.95
5Feb 2022$494.89$150.36$645.25$17,566.06
6Mar 2022$499.01$146.24$645.25$17,067.05
7Apr 2022$503.17$142.08$645.25$16,563.88
8May 2022$507.36$137.89$645.25$16,056.52
9Jun 2022$511.58$133.67$645.25$15,544.94
10Jul 2022$515.84$129.41$645.25$15,029.10
11Aug 2022$520.13$125.12$645.25$14,508.97
12Sep 2022$524.46$120.79$645.25$13,984.51
13Oct 2022$528.83$116.42$645.25$13,455.68
14Nov 2022$533.23$112.02$645.25$12,922.45
15Dec 2022$537.67$107.58$645.25$12,384.78
2022 Total$6,166.98$1,576.02$7,743
16Jan 2023$542.15$103.10$645.25$11,842.63
17Feb 2023$546.66$98.59$645.25$11,295.97
18Mar 2023$551.21$94.04$645.25$10,744.76
19Apr 2023$555.80$89.45$645.25$10,188.96
20May 2023$560.43$84.82$645.25$9,628.53
21Jun 2023$565.09$80.16$645.25$9,063.44
22Jul 2023$569.80$75.45$645.25$8,493.64
23Aug 2023$574.54$70.71$645.25$7,919.10
24Sep 2023$579.32$65.93$645.25$7,339.78
25Oct 2023$584.15$61.10$645.25$6,755.63
26Nov 2023$589.01$56.24$645.25$6,166.62
27Dec 2023$593.91$51.34$645.25$5,572.71
2023 Total$6,812.07$930.93$7,743
28Jan 2024$598.86$46.39$645.25$4,973.85
29Feb 2024$603.84$41.41$645.25$4,370.01
30Mar 2024$608.87$36.38$645.25$3,761.14
31Apr 2024$613.94$31.31$645.25$3,147.20
32May 2024$619.05$26.20$645.25$2,528.15
33Jun 2024$624.20$21.05$645.25$1,903.95
34Jul 2024$629.40$15.85$645.25$1,274.55
35Aug 2024$634.64$10.61$645.25$639.91
36Sep 2024$639.91$5.33$645.24$0.00
2024 Total$5,572.71$234.53$5,807.24