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- Citi Personal Loan Plus
Citi Personal Loan Plus
- 3 to 5 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
10.90%
Comparison rate* p.a.
11.19%
Citi Personal Loan Plus
- 3 to 5 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
10.90%
Comparison rate* p.a.
11.19%
Calculate your repayments for this loan
Your estimated repayment
$981
based on 30000 loan amount for 3 years at 10.90%
Pros and Cons
For Citi Personal Loan Plus
Benefits
- No ongoing fees
- Unlimited extra repayments
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
Drawbacks
- Higher than average application fee
- Monthly repayments only
- Cannot apply in branch
Citi Rate Personal Loan overview
For Citi Personal Loan Plus
Details
Total repayments
$35,307
Interest rate type
Variable
Borrowing range
$2k - $55k
Security type
Unsecured
Loan term
3 to 5 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Monthly
Target Market Determination
Visit Citi to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$199
Ongoing fee
$0
Missed payment penalty
$15
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 20 Apr 2024