RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

13.75

% p.a

Variable

Loan term

0 year to 10 years

Repayment frequency
Monthly
Monthly repayment

$681

36 months

Number of repayments
36
Total interest paid
$4.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$451.96$229.17$681.13$19,548.04
2Nov 2021$457.14$223.99$681.13$19,090.90
3Dec 2021$462.38$218.75$681.13$18,628.52
2021 Total$1,371.48$671.91$2,043.39
4Jan 2022$467.68$213.45$681.13$18,160.84
5Feb 2022$473.04$208.09$681.13$17,687.80
6Mar 2022$478.46$202.67$681.13$17,209.34
7Apr 2022$483.94$197.19$681.13$16,725.40
8May 2022$489.48$191.65$681.13$16,235.92
9Jun 2022$495.09$186.04$681.13$15,740.83
10Jul 2022$500.77$180.36$681.13$15,240.06
11Aug 2022$506.50$174.63$681.13$14,733.56
12Sep 2022$512.31$168.82$681.13$14,221.25
13Oct 2022$518.18$162.95$681.13$13,703.07
14Nov 2022$524.12$157.01$681.13$13,178.95
15Dec 2022$530.12$151.01$681.13$12,648.83
2022 Total$5,979.69$2,193.87$8,173.56
16Jan 2023$536.20$144.93$681.13$12,112.63
17Feb 2023$542.34$138.79$681.13$11,570.29
18Mar 2023$548.55$132.58$681.13$11,021.74
19Apr 2023$554.84$126.29$681.13$10,466.90
20May 2023$561.20$119.93$681.13$9,905.70
21Jun 2023$567.63$113.50$681.13$9,338.07
22Jul 2023$574.13$107.00$681.13$8,763.94
23Aug 2023$580.71$100.42$681.13$8,183.23
24Sep 2023$587.36$93.77$681.13$7,595.87
25Oct 2023$594.09$87.04$681.13$7,001.78
26Nov 2023$600.90$80.23$681.13$6,400.88
27Dec 2023$607.79$73.34$681.13$5,793.09
2023 Total$6,855.74$1,317.82$8,173.56
28Jan 2024$614.75$66.38$681.13$5,178.34
29Feb 2024$621.79$59.34$681.13$4,556.55
30Mar 2024$628.92$52.21$681.13$3,927.63
31Apr 2024$636.13$45.00$681.13$3,291.50
32May 2024$643.41$37.72$681.13$2,648.09
33Jun 2024$650.79$30.34$681.13$1,997.30
34Jul 2024$658.24$22.89$681.13$1,339.06
35Aug 2024$665.79$15.34$681.13$673.27
36Sep 2024$673.27$7.71$680.98$0.00
2024 Total$5,793.09$336.93$6,130.02