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  3. Coastline Credit Union
  4. Personal Loan Secured with Fixed Term Deposit

Personal Loan Secured with Fixed Term Deposit

  • 1 to 7 years
  • Secured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

7.50%

Comparison rate* p.a.

7.78%

Personal Loan Secured with Fixed Term Deposit

  • 1 to 7 years
  • Secured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

7.50%

Comparison rate* p.a.

7.78%

Calculate your repayments for this loan

$

Your estimated repayment

$601

based on 30000 loan amount for 5 years at 7.50%

Pros and Cons

For Personal Loan Secured with Fixed Term Deposit

Benefits

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Unlimited extra repayments
  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Higher than average application fee

Coastline Credit Union Rate Personal Loan overview

For Personal Loan Secured with Fixed Term Deposit

Details

Total repayments
Interest rate type

Variable

Borrowing range

$5k - $200k

Security type

Secured

Loan term

1 to 7 years

Secured by

Deposit

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Coastline Credit Union to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront fee

$200

Ongoing fee

$0

Missed payment penalty

$25

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs