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  4. Personal Loan (flybuys)

Personal Loan (flybuys)

  • 3 to 5 years
  • Unsecured
  • Variable Rate

Interest rate p.a.

10.90%

Comparison rate* p.a.

11.19%*

up to 18.6%

Personal Loan (flybuys)

  • 3 to 5 years
  • Unsecured
  • Variable Rate

Interest rate p.a.

10.90%

Comparison rate* p.a.

11.19%*

up to 18.6%

Calculate your repayments for this loan

$

Your estimated repayment

$981

based on 30000 loan amount for 3 years at 10.90%

Pros and Cons

For Personal Loan (flybuys)

Benefits

  • Unlimited extra repayments and free redraw
  • Unlimited extra repayments
  • No security required
  • Can apply online

Drawbacks

  • Service fee charged
  • Higher than average application fee
  • Monthly repayments only
  • Cannot apply in branch

Coles Rate Personal Loan overview

For Personal Loan (flybuys)

Details

Total repayments
Interest rate type

Variable

Borrowing range

$2k - $50k

Security type

Unsecured

Loan term

3 to 5 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly

Target Market Determination

Visit Coles Supermarkets Australia Pty Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront fee

$199

Ongoing fee

$10 Monthly

Missed payment penalty

$30

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs