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Coles personal loans

Coles Financial Services is an Australian non-bank personal loan lender and part of the Coles Group, one of Australia’s biggest supermarket chains. As well as personal loans, Coles provides financial products such as credit cards and insurance.

While Coles Financial Services has no physical branches, its customer support team is based in Sydney.

Alison Cheung
Alison Cheung

Finance Writer

Content updated

Product data updated

Why choose Coles

Benefits

  • Flybuys members may get lower interest rate
  • No early exit fees
  • No need to put down collateral

Drawbacks

  • No fixed interest rates available
  • Establishment fee charged
  • Monthly fee charged

Coles Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.

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Your estimated repayments

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based on a $30,000 loan for 5 years at -

Total loan repayments

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Total interest charged

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.