RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

12.99

% p.a

Variable up to 19.99%

Loan term

3 years to 5 years

Repayment frequency
Monthly
Monthly repayment

674

36 months

Number of repayments
36
Total interest paid
$4.3k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$457.28$216.50$673.78$19,542.72
2Dec 2021$462.23$211.55$673.78$19,080.49
2021 Total$919.51$428.05$1,347.56
3Jan 2022$467.23$206.55$673.78$18,613.26
4Feb 2022$472.29$201.49$673.78$18,140.97
5Mar 2022$477.40$196.38$673.78$17,663.57
6Apr 2022$482.57$191.21$673.78$17,181.00
7May 2022$487.80$185.98$673.78$16,693.20
8Jun 2022$493.08$180.70$673.78$16,200.12
9Jul 2022$498.41$175.37$673.78$15,701.71
10Aug 2022$503.81$169.97$673.78$15,197.90
11Sep 2022$509.26$164.52$673.78$14,688.64
12Oct 2022$514.78$159.00$673.78$14,173.86
13Nov 2022$520.35$153.43$673.78$13,653.51
14Dec 2022$525.98$147.80$673.78$13,127.53
2022 Total$5,952.96$2,132.4$8,085.36
15Jan 2023$531.67$142.11$673.78$12,595.86
16Feb 2023$537.43$136.35$673.78$12,058.43
17Mar 2023$543.25$130.53$673.78$11,515.18
18Apr 2023$549.13$124.65$673.78$10,966.05
19May 2023$555.07$118.71$673.78$10,410.98
20Jun 2023$561.08$112.70$673.78$9,849.90
21Jul 2023$567.15$106.63$673.78$9,282.75
22Aug 2023$573.29$100.49$673.78$8,709.46
23Sep 2023$579.50$94.28$673.78$8,129.96
24Oct 2023$585.77$88.01$673.78$7,544.19
25Nov 2023$592.11$81.67$673.78$6,952.08
26Dec 2023$598.52$75.26$673.78$6,353.56
2023 Total$6,773.97$1,311.39$8,085.36
27Jan 2024$605.00$68.78$673.78$5,748.56
28Feb 2024$611.55$62.23$673.78$5,137.01
29Mar 2024$618.17$55.61$673.78$4,518.84
30Apr 2024$624.86$48.92$673.78$3,893.98
31May 2024$631.63$42.15$673.78$3,262.35
32Jun 2024$638.47$35.31$673.78$2,623.88
33Jul 2024$645.38$28.40$673.78$1,978.50
34Aug 2024$652.36$21.42$673.78$1,326.14
35Sep 2024$659.42$14.36$673.78$666.72
36Oct 2024$666.56$7.22$673.78$0.16
2024 Total$6,353.4$384.4$6,737.8