RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

3.99

% p.a

Variable

Loan term

1 year to 10 years

Repayment frequency
Monthly
Monthly repayment

590

36 months

Number of repayments
36
Total interest paid
$1.3k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$523.89$66.50$590.39$19,476.11
2Nov 2021$525.63$64.76$590.39$18,950.48
3Dec 2021$527.38$63.01$590.39$18,423.10
2021 Total$1,576.9$194.27$1,771.17
4Jan 2022$529.13$61.26$590.39$17,893.97
5Feb 2022$530.89$59.50$590.39$17,363.08
6Mar 2022$532.66$57.73$590.39$16,830.42
7Apr 2022$534.43$55.96$590.39$16,295.99
8May 2022$536.21$54.18$590.39$15,759.78
9Jun 2022$537.99$52.40$590.39$15,221.79
10Jul 2022$539.78$50.61$590.39$14,682.01
11Aug 2022$541.57$48.82$590.39$14,140.44
12Sep 2022$543.37$47.02$590.39$13,597.07
13Oct 2022$545.18$45.21$590.39$13,051.89
14Nov 2022$546.99$43.40$590.39$12,504.90
15Dec 2022$548.81$41.58$590.39$11,956.09
2022 Total$6,467.01$617.67$7,084.68
16Jan 2023$550.64$39.75$590.39$11,405.45
17Feb 2023$552.47$37.92$590.39$10,852.98
18Mar 2023$554.30$36.09$590.39$10,298.68
19Apr 2023$556.15$34.24$590.39$9,742.53
20May 2023$558.00$32.39$590.39$9,184.53
21Jun 2023$559.85$30.54$590.39$8,624.68
22Jul 2023$561.71$28.68$590.39$8,062.97
23Aug 2023$563.58$26.81$590.39$7,499.39
24Sep 2023$565.45$24.94$590.39$6,933.94
25Oct 2023$567.33$23.06$590.39$6,366.61
26Nov 2023$569.22$21.17$590.39$5,797.39
27Dec 2023$571.11$19.28$590.39$5,226.28
2023 Total$6,729.81$354.87$7,084.68
28Jan 2024$573.01$17.38$590.39$4,653.27
29Feb 2024$574.92$15.47$590.39$4,078.35
30Mar 2024$576.83$13.56$590.39$3,501.52
31Apr 2024$578.75$11.64$590.39$2,922.77
32May 2024$580.67$9.72$590.39$2,342.10
33Jun 2024$582.60$7.79$590.39$1,759.50
34Jul 2024$584.54$5.85$590.39$1,174.96
35Aug 2024$586.48$3.91$590.39$588.48
36Sep 2024$588.43$1.96$590.39$0.05
2024 Total$5,226.23$87.28$5,313.51