RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$20k
Interest Rate

4.64

% p.a

Variable

Loan term

0 year to 10 years

Repayment frequency
Monthly
Monthly repayment

$596

36 months

Number of repayments
36
Total interest paid
$1.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$518.86$77.33$596.19$19,481.14
2Jul 2022$520.86$75.33$596.19$18,960.28
3Aug 2022$522.88$73.31$596.19$18,437.40
4Sep 2022$524.90$71.29$596.19$17,912.50
5Oct 2022$526.93$69.26$596.19$17,385.57
6Nov 2022$528.97$67.22$596.19$16,856.60
7Dec 2022$531.01$65.18$596.19$16,325.59
2022 Total$3,674.41$498.92$4,173.33
8Jan 2023$533.06$63.13$596.19$15,792.53
9Feb 2023$535.13$61.06$596.19$15,257.40
10Mar 2023$537.19$59.00$596.19$14,720.21
11Apr 2023$539.27$56.92$596.19$14,180.94
12May 2023$541.36$54.83$596.19$13,639.58
13Jun 2023$543.45$52.74$596.19$13,096.13
14Jul 2023$545.55$50.64$596.19$12,550.58
15Aug 2023$547.66$48.53$596.19$12,002.92
16Sep 2023$549.78$46.41$596.19$11,453.14
17Oct 2023$551.90$44.29$596.19$10,901.24
18Nov 2023$554.04$42.15$596.19$10,347.20
19Dec 2023$556.18$40.01$596.19$9,791.02
2023 Total$6,534.57$619.71$7,154.28
20Jan 2024$558.33$37.86$596.19$9,232.69
21Feb 2024$560.49$35.70$596.19$8,672.20
22Mar 2024$562.66$33.53$596.19$8,109.54
23Apr 2024$564.83$31.36$596.19$7,544.71
24May 2024$567.02$29.17$596.19$6,977.69
25Jun 2024$569.21$26.98$596.19$6,408.48
26Jul 2024$571.41$24.78$596.19$5,837.07
27Aug 2024$573.62$22.57$596.19$5,263.45
28Sep 2024$575.84$20.35$596.19$4,687.61
29Oct 2024$578.06$18.13$596.19$4,109.55
30Nov 2024$580.30$15.89$596.19$3,529.25
31Dec 2024$582.54$13.65$596.19$2,946.71
2024 Total$6,844.31$309.97$7,154.28
32Jan 2025$584.80$11.39$596.19$2,361.91
33Feb 2025$587.06$9.13$596.19$1,774.85
34Mar 2025$589.33$6.86$596.19$1,185.52
35Apr 2025$591.61$4.58$596.19$593.91
36May 2025$593.89$2.30$596.19$0.02
2025 Total$2,946.69$34.26$2,980.95