Mortgage Secured Overdraft from Community First Credit Union
Borrow amount
$20k
Advertised Rate
4.64
% p.a
Variable
Loan term
0 year to 10 years
Repayment frequency
Monthly
Monthly repayment
$596
36 months
Number of repayments
36
Total interest paid
$1.5k
Total repayments
$21,463
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | May 2021 | $518.86 | $77.33 | $596.19 | $19,481.14 |
| 2 | Jun 2021 | $520.86 | $75.33 | $596.19 | $18,960.28 |
| 3 | Jul 2021 | $522.88 | $73.31 | $596.19 | $18,437.40 |
| 4 | Aug 2021 | $524.90 | $71.29 | $596.19 | $17,912.50 |
| 5 | Sep 2021 | $526.93 | $69.26 | $596.19 | $17,385.57 |
| 6 | Oct 2021 | $528.97 | $67.22 | $596.19 | $16,856.60 |
| 7 | Nov 2021 | $531.01 | $65.18 | $596.19 | $16,325.59 |
| 8 | Dec 2021 | $533.06 | $63.13 | $596.19 | $15,792.53 |
| 2021 Total | $4,207.47 | $562.05 | $4,769.52 | ||
| 9 | Jan 2022 | $535.13 | $61.06 | $596.19 | $15,257.40 |
| 10 | Feb 2022 | $537.19 | $59.00 | $596.19 | $14,720.21 |
| 11 | Mar 2022 | $539.27 | $56.92 | $596.19 | $14,180.94 |
| 12 | Apr 2022 | $541.36 | $54.83 | $596.19 | $13,639.58 |
| 13 | May 2022 | $543.45 | $52.74 | $596.19 | $13,096.13 |
| 14 | Jun 2022 | $545.55 | $50.64 | $596.19 | $12,550.58 |
| 15 | Jul 2022 | $547.66 | $48.53 | $596.19 | $12,002.92 |
| 16 | Aug 2022 | $549.78 | $46.41 | $596.19 | $11,453.14 |
| 17 | Sep 2022 | $551.90 | $44.29 | $596.19 | $10,901.24 |
| 18 | Oct 2022 | $554.04 | $42.15 | $596.19 | $10,347.20 |
| 19 | Nov 2022 | $556.18 | $40.01 | $596.19 | $9,791.02 |
| 20 | Dec 2022 | $558.33 | $37.86 | $596.19 | $9,232.69 |
| 2022 Total | $6,559.84 | $594.44 | $7,154.28 | ||
| 21 | Jan 2023 | $560.49 | $35.70 | $596.19 | $8,672.20 |
| 22 | Feb 2023 | $562.66 | $33.53 | $596.19 | $8,109.54 |
| 23 | Mar 2023 | $564.83 | $31.36 | $596.19 | $7,544.71 |
| 24 | Apr 2023 | $567.02 | $29.17 | $596.19 | $6,977.69 |
| 25 | May 2023 | $569.21 | $26.98 | $596.19 | $6,408.48 |
| 26 | Jun 2023 | $571.41 | $24.78 | $596.19 | $5,837.07 |
| 27 | Jul 2023 | $573.62 | $22.57 | $596.19 | $5,263.45 |
| 28 | Aug 2023 | $575.84 | $20.35 | $596.19 | $4,687.61 |
| 29 | Sep 2023 | $578.06 | $18.13 | $596.19 | $4,109.55 |
| 30 | Oct 2023 | $580.30 | $15.89 | $596.19 | $3,529.25 |
| 31 | Nov 2023 | $582.54 | $13.65 | $596.19 | $2,946.71 |
| 32 | Dec 2023 | $584.80 | $11.39 | $596.19 | $2,361.91 |
| 2023 Total | $6,870.78 | $283.5 | $7,154.28 | ||
| 33 | Jan 2024 | $587.06 | $9.13 | $596.19 | $1,774.85 |
| 34 | Feb 2024 | $589.33 | $6.86 | $596.19 | $1,185.52 |
| 35 | Mar 2024 | $591.61 | $4.58 | $596.19 | $593.91 |
| 36 | Apr 2024 | $593.89 | $2.30 | $596.19 | $0.02 |
| 2024 Total | $2,361.89 | $22.87 | $2,384.76 |
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