Community First Credit Union Personal Loans

Community First Credit Union is a member-owned provider of financial services based in Sydney, New South Wales. Community First Credit Union was established in 1959 as Sydney Water Board Officers Credit Union.

Community First Credit Union operates bank branches in Sydney and the Central Coast region.

Community First Credit Union serves over 75,000 members and employs over 100 staff.

Community First Credit Union personal loan repayment calculator

Thinking about taking out a personal loan with Community First Credit Union? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Community First Credit Union personal loan compare with various products.

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Community First Credit Union Personal Loans

Features of Community First Credit Union personal loan

Community First Credit Union provides personal loans that can be used for a range of expenses, including home renovations, one-off purchases and debt consolidation. Community First Credit Union offers both secured and unsecured loans with variable and fixed interest options.

Community First Credit Union personal loans have a maximum borrowing amount of $50,000 and a maximum loan term of 10 years. Personal loan interest rates on Community First Credit Union range from very low to moderately high.

Customers can make additional repayments and redraw their money with no penalty.

Community First Credit Union personal loans - customer service

Customers can reach Community First Credit Union by phone, email or online call-back form. Customer service is available from 8am-8pm on weekdays and from 8am-3pm on Saturdays.

Community First Credit Union has a designated phone number for international callers.

Who is eligible for a Community First Credit Union personal loan?

To be eligible for a Community First Credit Union personal loan, you must:

  • Be at least 18 years old
  • Be a permanent Australian resident or citizen
  • Have a regular income
  • Have been in your current job for longer than six months
  • Not be bankrupt

How to apply for a Community First Credit Union personal loan?

  • Click ‘Apply Now’
  • Choose your loan
  • Complete the online application form
  • Submit the online application form and wait for a response

Community First Credit Union personal loans review

As one of the smaller personal loan lenders in Australia, Community First Credit Union offers a thinner range of loans than larger banks. However, Community First Credit Union provides loans to suit a range of borrowers.

The features of Community First Credit Union personal loans vary from product to product, but generally customers can make additional repayments and redraws without penalty. Community First Credit Union does not charge a monthly account-keeping fee.

Community First Credit Union personal loan rates differ depending on the loan you choose. Community First Credit Union’s current personal loan interest rates range from very low to moderately high. Interest rates may vary depending on your financial standing.

It’s important to compare personal loan rates before choosing your loan in order to find the best personal loan rates for your financial situation.

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