Popular Personal Loans
When you’re looking for a personal loan, you will likely be presented with a number of options. However, the most popular personal loans are usually the ones that are feature-rich or low rate. Popular personal loans often feature a redraw facility, line of credit, the option to make extra repayments or a split loan option. A search for popular personal loans will bring up a list of the loans borrowers just like you have been attracted to.
Secured Personal Loans
Secured personal loans are loans that provide the lender with some sort of collateral. Because the lender has recourse in the event you are unable to repay your loan, they often have a lower interest rate than unsecured personal loans.
| Secured Loans | Loans Secured By Car |
| Loans Secured by Property | Loans Secured by Deposit |
Personal loans by Purpose
Borrowers take out personal loans for a variety of reasons. Sometimes it’s to buy a new car, other times it’s to do a home renovation or go on a holiday. RateCity personal loans allow you to narrow down your search and find a personal loan that’s fit for purpose.
Personal loans by Occupation
What you do for work will sometimes affect your eligibility for a personal loan. This is because some lenders assess your ability to repay your loan based on your salary and job security.
Fixed Personal Loans
Fixed rate personal loans are loans with a set repayment amount for a period of time. They differ from variable personal loans, which can see repayment amounts fluctuate over the loan period.
| 7 Year Fixed Rate Personal Loans | 2 Year Fixed Rate Personal Loans |
| 5 Year Fixed Rate Personal Loans | 1 Year Fixed Rate Personal Loans |
| 3 Year Fixed Rate Personal Loans |
Personal Loans by Loan Amount
One of the other ways RateCity users can narrow down the list of suitable loans is by loan amount. Simply enter how much you intend to borrow and our tables will show you which lenders match your criteria.
Personal Loan by Region/City
Want to know which loans are specifically available in your city? RateCity can show you a list of local personal loans. This may particularly appeal to borrowers who are looking for extra face-to-face service.
Personal Loans by State
Some personal loans will only be available in certain states. Luckily RateCity allows you to search for loans that are available in your home state to make the short-listing process easy.
| Personal Loans in NSW | Personal Loans in TAS |
| Personal Loans in VIC | Personal Loans in QLD |
| Personal Loans in WA | Personal Loans in SA |
| Personal Loans in NT | Personal Loans in ACT |