RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

5.59

% p.a

Fixed

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$605

36 months

Number of repayments
36
Total interest paid
$1.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$511.56$93.17$604.73$19,488.44
2021 Total$511.56$93.17$604.73
2Jan 2022$513.95$90.78$604.73$18,974.49
3Feb 2022$516.34$88.39$604.73$18,458.15
4Mar 2022$518.75$85.98$604.73$17,939.40
5Apr 2022$521.16$83.57$604.73$17,418.24
6May 2022$523.59$81.14$604.73$16,894.65
7Jun 2022$526.03$78.70$604.73$16,368.62
8Jul 2022$528.48$76.25$604.73$15,840.14
9Aug 2022$530.94$73.79$604.73$15,309.20
10Sep 2022$533.41$71.32$604.73$14,775.79
11Oct 2022$535.90$68.83$604.73$14,239.89
12Nov 2022$538.40$66.33$604.73$13,701.49
13Dec 2022$540.90$63.83$604.73$13,160.59
2022 Total$6,327.85$928.91$7,256.76
14Jan 2023$543.42$61.31$604.73$12,617.17
15Feb 2023$545.96$58.77$604.73$12,071.21
16Mar 2023$548.50$56.23$604.73$11,522.71
17Apr 2023$551.05$53.68$604.73$10,971.66
18May 2023$553.62$51.11$604.73$10,418.04
19Jun 2023$556.20$48.53$604.73$9,861.84
20Jul 2023$558.79$45.94$604.73$9,303.05
21Aug 2023$561.39$43.34$604.73$8,741.66
22Sep 2023$564.01$40.72$604.73$8,177.65
23Oct 2023$566.64$38.09$604.73$7,611.01
24Nov 2023$569.28$35.45$604.73$7,041.73
25Dec 2023$571.93$32.80$604.73$6,469.80
2023 Total$6,690.79$565.97$7,256.76
26Jan 2024$574.59$30.14$604.73$5,895.21
27Feb 2024$577.27$27.46$604.73$5,317.94
28Mar 2024$579.96$24.77$604.73$4,737.98
29Apr 2024$582.66$22.07$604.73$4,155.32
30May 2024$585.37$19.36$604.73$3,569.95
31Jun 2024$588.10$16.63$604.73$2,981.85
32Jul 2024$590.84$13.89$604.73$2,391.01
33Aug 2024$593.59$11.14$604.73$1,797.42
34Sep 2024$596.36$8.37$604.73$1,201.06
35Oct 2024$599.14$5.59$604.73$601.92
36Nov 2024$601.92$2.80$604.72$0.00
2024 Total$6,469.8$182.22$6,652.02