Personal loans in Darwin from 90+ lenders

Find personal loans from a wide range of Australian lenders that best suit your needs. Compare interest rates, repayments, fees and more. - Data last updated on 26 Jun 2018

Now showing 1 - 18 of 18 personal loans in Darwin
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Unsecured Personal Loan (5 Year Term)
*Comparison rate is calculated based on a loan of $30,000 over 5 years.
Advertised Rate
9.78%
fixed
Comparison Rate
11.18%*
Monthly Repayment
$634
Upfront Fee
$350
Compare
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Unsecured Personal Loan (Excellent Credit)
Advertised Rate
From
6.99%
fixed
Comparison Rate
7.69%
Monthly Repayment
$594
Upfront Fee
$500
Compare
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Fixed Low Rate (Excellent Credit Rating)
Advertised Rate
10.99%
fixed
Comparison Rate
12.21%
Monthly Repayment
$652
Upfront Fee
$250
Compare
Low Rate Secured Loan
Advertised Rate
5.14%
variable
Comparison Rate
7.61%
Monthly Repayment
$568
Upfront Fee
$200
Compare
Secured Personal Loan (Car < 2 Years)
Advertised Rate
7.99%
variable
Comparison Rate
8.97%
Monthly Repayment
$608
Upfront Fee
$200
Compare
Unsecured Personal Loan - Diamond (Excellent Credit)
Advertised Rate
8.50%
fixed
Comparison Rate
9.36%
Monthly Repayment
$615
Upfront Fee
$595
Compare
Excellent Credit Personal Loan - Fixed Repayments (Unsecured)
Advertised Rate
From
8.35%
fixed
Comparison Rate
9.61%
Monthly Repayment
$613
Upfront Fee
3%
of loan amount
Compare
Personal Loan Fixed Rate
Advertised Rate
From
9.50%
fixed
Comparison Rate
10.06%
Monthly Repayment
$630
Upfront Fee
$150
Compare
Secured Personal Loan (Car 2-7 Years)
Advertised Rate
9.49%
variable
Comparison Rate
10.46%
Monthly Repayment
$630
Upfront Fee
$200
Compare
Secured Fixed Standard Personal Loan
Advertised Rate
10.50%
fixed
Comparison Rate
11.13%
Monthly Repayment
$645
Upfront Fee
$200
Compare
Unsecured Personal Loan (NSW, ACT & QLD only)
Advertised Rate
11.45%
fixed
Comparison Rate
11.85%
Monthly Repayment
$659
Upfront Fee
$275
Compare
Unsecured Personal Loan
Advertised Rate
11.99%
fixed
Comparison Rate
12.81%
Monthly Repayment
$667
Upfront Fee
$195
Compare
Grade A SocietyOne Loan Fixed
Advertised Rate
From
11.50%
fixed
Comparison Rate
13.34%
Monthly Repayment
$660
Upfront Fee
4%
of loan amount
Compare
Secured Variable Standard Personal Loan
Advertised Rate
12.99%
variable
Comparison Rate
13.61%
Monthly Repayment
$682
Upfront Fee
$200
Compare
Secured Personal Loan
Advertised Rate
From
12.99%
fixed
Comparison Rate
14.20%
Monthly Repayment
$682
Upfront Fee
$250
Compare
Grade B SocietyOne Loan Fixed
Advertised Rate
From
12.55%
fixed
Comparison Rate
14.52%
Monthly Repayment
$676
Upfront Fee
4.5%
of loan amount
Compare
Unsecured Personal Loan
Advertised Rate
From
13.99%
fixed
Comparison Rate
15.19%
Monthly Repayment
$698
Upfront Fee
$250
Compare
Unsecured Personal Loan
Advertised Rate
12.99%
variable
Comparison Rate
16.42%
Monthly Repayment
$682
Upfront Fee
$200
Compare
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Personal loans in Darwin

Darwin is the capital of Australia’s Northern Territory and, while a small city, it is a thriving one. Being closer to Asia than any of the other major cities in Australia, Darwin and the Northern Territory have developed strong cultural, diplomatic and economic links with south-east Asia.

If you’re living in or moving to Darwin, and need financial assistance, there are branches of all the major Australian banks in Darwin that offer personal loans, as well as many non-bank lenders. 

How do personal loans in Darwin work?

These financial institutions offer a range of personal loans in Darwin, so there are plenty of options available. Personal loans are more flexible than the likes of car loans and mortgages in that they can be used for a variety of purposes. When seeking support for a major purchase or debt consolidation, for example, your first step should be to check the policies of the lenders in Darwin to identify those that will offer loans that suit your circumstances. 

Why do people use personal loans in Darwin?

Darwin residents that are looking to take out a personal loan have myriad options when looking for the right lender. For example, you may wish to apply for a personal loan to make a major purchase, such as buying a new car, or to support a student at university. Alternatively, you may have bills you are struggling to pay. In the latter case, it’s possible to take out a personal loan for:

  • Debt consolidation;
  • Essential home repairs;
  • Medical treatment;
  • Unforeseen financial emergencies. 

What are the main features?

Your personal loan agreement may include the option to link your loan with additional financial products, such as current accounts, savings accounts and credit cards. If there’s a specific feature you’re keen to have, talk to your lender before you sign any agreement to check that it includes that feature and whether there are any extra costs involved.

For instance, your lender may offer a facility to make occasional extra repayments, over and above the minimum agreed repayment level. They may also offer a redraw facility, which permits you to claw back overpaid funds if you discover you need them. 

This is one way in which you can pay off your loan early, and save on interest rates. However, you need to check whether there are restrictions on how many overpayments and withdrawals you can make, and how often you can do so. You also need to check if the lender charges for these services. 

What are the pros and cons of personal loans in Darwin? 

Metropolitan life can be expensive, even in a smaller city such as Darwin, and if you’re supporting a university student or a young family you may need to extra funds from time to time. A personal loan helps you to unlock the capital that can help you make major purchases and cope with unforeseen costs.

As with any borrowing, it’s important to make sure you can afford your personal loan repayments so you don’t fall behind on them, which may cause financial problems for you or your family. Always compare the features and options of loans to make the best decision possible. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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