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Endeavour Mutual Bank Personal Loans

Endeavour Mutual Bank has delivered financial services for customers in Australia since its beginnings as a credit union in 1953.

Customers can visit one of Endeavour Mutual Bank’s 11 branches, all located within New South Wales.

In addition to personal loans, Endeavour Mutual Bank customers have access to credit cards, bank accounts, savings accounts, home loans, insurance and financial planning.

Endeavour Mutual Bank personal loan repayment calculator

Thinking about taking out a personal loan with Endeavour Mutual Bank? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Endeavour Mutual Bank personal loans compare with other options.

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Endeavour Mutual Bank Personal Loans rates

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Features of an Endeavour Mutual Bank personal loan

There is a variety of Endeavour Mutual Bank personal loans with variable interest rates to choose from. A secured loan that is linked to an Endeavour term deposit as collateral is available. All other loans are unsecured.

Endeavour Mutual Bank loan rates range from very low to moderately low depending on the loan.

There is an upfront fee that is on par with what you would pay for a similar loan from a major bank. Additionally, there are no ongoing fees to pay for the duration of the loan.

Loans of up to $50,000 are available, with loan terms of as long as 10 years.

Endeavour Mutual Bank personal loans - customer service

With only 11 branches to visit, and all within New South Wales, Endeavour serves as an online bank for most of Australia.

Members of Endeavour Mutual Bank can also get customer service online or over the phone.

Who is eligible for an Endeavour Mutual Bank personal loan?

Endeavour Mutual Bank has the following eligibility criteria for personal loans:

  • Good credit
  • Employed with history of income
  • Over 18
  • Term deposit with Endeavour for secured loan

How to apply for an Endeavour Mutual Bank personal loan

An Endeavour Mutual Bank personal loan can be applied for in a few ways:

  • Visit one of their 11 branches in New South Wales
  • Apply online
  • Apply by phone

Endeavour Mutual Bank personal loans review

Endeavour Mutual Bank has a limited range of personal loan options for its member to choose from. Secured and unsecured loans are available with variable interest rates. Borrowers who want a fixed interest rate will need to look elsewhere.

Personal loan interest rates from Endeavour Mutual Bank range from very low to moderately low. This could be helpful for borrowers looking to save money on their loans.

No ongoing fees could also save borrowers money during their loan term.

Loan terms of as long as 10 years are available, which might be useful for members who need extra time paying back their loan.

Borrowers who want the option to redraw money they have paid off the loan might want to look elsewhere as there is no redraw facility available with Endeavour Mutual Bank personal loans.


Personal loans may require a borrower to provide proof of identity, proof of residence, details of any other outstanding loans (including credit cards), details of assets they own (e.g. savings, car, property), and proof of income.

While borrowers in full-time or part-time employment can often provide payslips and similar documents to prove their income, self-employed borrowers may need to provide other information, such as bank statements or tax returns, to demonstrate that their income can cover a loan’s repayments.


^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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