RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

7.99

% p.a

Variable

Loan term

0 year to 7 years

Repayment frequency
Monthly
Monthly repayment

627

36 months

Number of repayments
36
Total interest paid
$2.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$493.47$133.17$626.64$19,506.53
2Dec 2021$496.76$129.88$626.64$19,009.77
2021 Total$990.23$263.05$1,253.28
3Jan 2022$500.07$126.57$626.64$18,509.70
4Feb 2022$503.40$123.24$626.64$18,006.30
5Mar 2022$506.75$119.89$626.64$17,499.55
6Apr 2022$510.12$116.52$626.64$16,989.43
7May 2022$513.52$113.12$626.64$16,475.91
8Jun 2022$516.94$109.70$626.64$15,958.97
9Jul 2022$520.38$106.26$626.64$15,438.59
10Aug 2022$523.84$102.80$626.64$14,914.75
11Sep 2022$527.33$99.31$626.64$14,387.42
12Oct 2022$530.84$95.80$626.64$13,856.58
13Nov 2022$534.38$92.26$626.64$13,322.20
14Dec 2022$537.94$88.70$626.64$12,784.26
2022 Total$6,225.51$1,294.17$7,519.68
15Jan 2023$541.52$85.12$626.64$12,242.74
16Feb 2023$545.12$81.52$626.64$11,697.62
17Mar 2023$548.75$77.89$626.64$11,148.87
18Apr 2023$552.41$74.23$626.64$10,596.46
19May 2023$556.09$70.55$626.64$10,040.37
20Jun 2023$559.79$66.85$626.64$9,480.58
21Jul 2023$563.52$63.12$626.64$8,917.06
22Aug 2023$567.27$59.37$626.64$8,349.79
23Sep 2023$571.04$55.60$626.64$7,778.75
24Oct 2023$574.85$51.79$626.64$7,203.90
25Nov 2023$578.67$47.97$626.64$6,625.23
26Dec 2023$582.53$44.11$626.64$6,042.70
2023 Total$6,741.56$778.12$7,519.68
27Jan 2024$586.41$40.23$626.64$5,456.29
28Feb 2024$590.31$36.33$626.64$4,865.98
29Mar 2024$594.24$32.40$626.64$4,271.74
30Apr 2024$598.20$28.44$626.64$3,673.54
31May 2024$602.18$24.46$626.64$3,071.36
32Jun 2024$606.19$20.45$626.64$2,465.17
33Jul 2024$610.23$16.41$626.64$1,854.94
34Aug 2024$614.29$12.35$626.64$1,240.65
35Sep 2024$618.38$8.26$626.64$622.27
36Oct 2024$622.27$4.14$626.41$0.00
2024 Total$6,042.7$223.47$6,266.17