RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

4.45

% p.a

Variable

Loan term

0 year to 7 years

Repayment frequency
Monthly
Monthly repayment

594

36 months

Number of repayments
36
Total interest paid
$1.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$520.32$74.17$594.49$19,479.68
2Dec 2021$522.25$72.24$594.49$18,957.43
2021 Total$1,042.57$146.41$1,188.98
3Jan 2022$524.19$70.30$594.49$18,433.24
4Feb 2022$526.13$68.36$594.49$17,907.11
5Mar 2022$528.08$66.41$594.49$17,379.03
6Apr 2022$530.04$64.45$594.49$16,848.99
7May 2022$532.01$62.48$594.49$16,316.98
8Jun 2022$533.98$60.51$594.49$15,783.00
9Jul 2022$535.96$58.53$594.49$15,247.04
10Aug 2022$537.95$56.54$594.49$14,709.09
11Sep 2022$539.94$54.55$594.49$14,169.15
12Oct 2022$541.95$52.54$594.49$13,627.20
13Nov 2022$543.96$50.53$594.49$13,083.24
14Dec 2022$545.97$48.52$594.49$12,537.27
2022 Total$6,420.16$713.72$7,133.88
15Jan 2023$548.00$46.49$594.49$11,989.27
16Feb 2023$550.03$44.46$594.49$11,439.24
17Mar 2023$552.07$42.42$594.49$10,887.17
18Apr 2023$554.12$40.37$594.49$10,333.05
19May 2023$556.17$38.32$594.49$9,776.88
20Jun 2023$558.23$36.26$594.49$9,218.65
21Jul 2023$560.30$34.19$594.49$8,658.35
22Aug 2023$562.38$32.11$594.49$8,095.97
23Sep 2023$564.47$30.02$594.49$7,531.50
24Oct 2023$566.56$27.93$594.49$6,964.94
25Nov 2023$568.66$25.83$594.49$6,396.28
26Dec 2023$570.77$23.72$594.49$5,825.51
2023 Total$6,711.76$422.12$7,133.88
27Jan 2024$572.89$21.60$594.49$5,252.62
28Feb 2024$575.01$19.48$594.49$4,677.61
29Mar 2024$577.14$17.35$594.49$4,100.47
30Apr 2024$579.28$15.21$594.49$3,521.19
31May 2024$581.43$13.06$594.49$2,939.76
32Jun 2024$583.59$10.90$594.49$2,356.17
33Jul 2024$585.75$8.74$594.49$1,770.42
34Aug 2024$587.92$6.57$594.49$1,182.50
35Sep 2024$590.10$4.39$594.49$592.40
36Oct 2024$592.29$2.20$594.49$0.11
2024 Total$5,825.4$119.5$5,944.9