RateCity.com.au
  1. Home
  2. Personal Loans
  3. Family First Credit Union
  4. Secured Personal Loan

Secured Personal Loan

  • 1 to 10 years
  • Secured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

14.00%

Comparison rate* p.a.

15.00%

Secured Personal Loan

  • 1 to 10 years
  • Secured
  • Variable Rate
  • No ongoing fees

Interest rate p.a.

14.00%

Comparison rate* p.a.

15.00%

Calculate your repayments for this loan

$

Your estimated repayment

$698

based on 30000 loan amount for 5 years at 14.00%

Pros and Cons

For Secured Personal Loan

Benefits

  • No ongoing fees
  • Unlimited extra repayments
  • Redraw facility
  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Higher than average application fee

Family First Credit Union Rate Personal Loan overview

For Secured Personal Loan

Details

Total repayments
Interest rate type

Variable

Borrowing range

$5k - $30k

Security type

Secured

Loan term

1 to 10 years

Secured by

Deposit

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Family First Credit Union to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $25

Instant approval

Time to funding

N/A

Fees

Upfront fee

$250

Ongoing fee

$0

Missed payment penalty

$0

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs