FCCS Credit Union Personal Loans

FCCS Credit Union has been serving the banking needs of customers in Australia since its inception in Geelong back in 1974.

With only one branch to visit, FCCS Credit Union delivers financial services to Australians mostly via the internet.

In addition to personal loans, FCCS members also have access to home loans, credit cards, insurance, financial planning, savings accounts and bank accounts.

FCCS Credit Union personal loan repayment calculator

Thinking about taking out a personal loan with FCCS Credit Union? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how FCCS Credit Union personal loan compare with various products.

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FCCS Credit Union Personal Loans

Features of an FCCS Credit Union personal loan

FCCS Credit Union is limited in its personal lending options, with only two loans to choose from. Both loans are unsecured and come with variable interest rates.

Personal loan interest rates from FCCS Credit Union are moderately low when compared to the rest of the market.

Loan terms of up to seven years are available, with loans as low as $1,000 offered.

Upfront fees are above the average fee charged by the major banks, but there are no ongoing fees thereafter.

A free redraw facility is available for members who want to borrow back money paid on their loans.

FCCS Credit Union personal loans - customer service

FCCS Credit Union has only one branch for Australians to visit; this is located in Geelong.

For the rest of Australia, FCCS serves as an online bank. FCCS customer service is also available by phone.

Who is eligible for an FCCS Credit Union personal loan?

People applying for an FCCS Credit Union personal loan will need to meet the following requirements:

  • Pass a credit check
  • Be at least 18
  • Be employed with a history of income
  • Be a member of FCCS Credit Union

How to apply for an FCCS Credit Union personal loan

The following application methods are available for an FCCS Credit Union personal loan:

  • Online application
  • Visit their branch in Geelong
  • Apply by phone

FCCS Credit Union personal loans review

With only a small selection of personal loans to choose from, FCCS Credit Union members have limited options. Members who want an unsecured loan with variable interest rates might be satisfied with what’s on offer.

FCCS Credit Union personal loan rates are moderately low and are competitive with the rest of the market. This could appeal to members looking to save money on interest over the course of their loan.

Loans as low as $1,000 are available, with loan terms of up to seven years. Borrowers might find a FCCS Credit Union personal loan suitable for expenses like a holiday or a computer.

There is an upfront fee that is above average. However, borrowers could find savings with no ongoing fees thereafter.

Use RateCity to find the best current personal loan interest rates for your financial situation and requirements.

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