RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$20k
Interest Rate

10.95

% p.a

Variable

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

$654

36 months

Number of repayments
36
Total interest paid
$3.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$471.80$182.50$654.30$19,528.20
2Jul 2022$476.11$178.19$654.30$19,052.09
3Aug 2022$480.45$173.85$654.30$18,571.64
4Sep 2022$484.83$169.47$654.30$18,086.81
5Oct 2022$489.26$165.04$654.30$17,597.55
6Nov 2022$493.72$160.58$654.30$17,103.83
7Dec 2022$498.23$156.07$654.30$16,605.60
2022 Total$3,394.4$1,185.7$4,580.1
8Jan 2023$502.77$151.53$654.30$16,102.83
9Feb 2023$507.36$146.94$654.30$15,595.47
10Mar 2023$511.99$142.31$654.30$15,083.48
11Apr 2023$516.66$137.64$654.30$14,566.82
12May 2023$521.38$132.92$654.30$14,045.44
13Jun 2023$526.14$128.16$654.30$13,519.30
14Jul 2023$530.94$123.36$654.30$12,988.36
15Aug 2023$535.78$118.52$654.30$12,452.58
16Sep 2023$540.67$113.63$654.30$11,911.91
17Oct 2023$545.60$108.70$654.30$11,366.31
18Nov 2023$550.58$103.72$654.30$10,815.73
19Dec 2023$555.61$98.69$654.30$10,260.12
2023 Total$6,345.48$1,506.12$7,851.6
20Jan 2024$560.68$93.62$654.30$9,699.44
21Feb 2024$565.79$88.51$654.30$9,133.65
22Mar 2024$570.96$83.34$654.30$8,562.69
23Apr 2024$576.17$78.13$654.30$7,986.52
24May 2024$581.42$72.88$654.30$7,405.10
25Jun 2024$586.73$67.57$654.30$6,818.37
26Jul 2024$592.08$62.22$654.30$6,226.29
27Aug 2024$597.49$56.81$654.30$5,628.80
28Sep 2024$602.94$51.36$654.30$5,025.86
29Oct 2024$608.44$45.86$654.30$4,417.42
30Nov 2024$613.99$40.31$654.30$3,803.43
31Dec 2024$619.59$34.71$654.30$3,183.84
2024 Total$7,076.28$775.32$7,851.6
32Jan 2025$625.25$29.05$654.30$2,558.59
33Feb 2025$630.95$23.35$654.30$1,927.64
34Mar 2025$636.71$17.59$654.30$1,290.93
35Apr 2025$642.52$11.78$654.30$648.41
36May 2025$648.38$5.92$654.30$0.03
2025 Total$3,183.81$87.69$3,271.5