Fire Service Credit Union Overdraft | Compare Your Repayments | RateCity
Overdraft
Borrow amount
$20k
Advertised Rate
Fixed
10.95%
Loan term
1 year to 5 years
Repayment frequency
Monthly
Monthly repayment
$654
36 months
Number of repayments
36
Total interest paid
$3.6k
Total repayments
$23,555
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Mar 2020 | $471.80 | $182.50 | $654.30 | $19,528.20 |
| 2 | Apr 2020 | $476.11 | $178.19 | $654.30 | $19,052.09 |
| 3 | May 2020 | $480.45 | $173.85 | $654.30 | $18,571.64 |
| 4 | Jun 2020 | $484.83 | $169.47 | $654.30 | $18,086.81 |
| 5 | Jul 2020 | $489.26 | $165.04 | $654.30 | $17,597.55 |
| 6 | Aug 2020 | $493.72 | $160.58 | $654.30 | $17,103.83 |
| 7 | Sep 2020 | $498.23 | $156.07 | $654.30 | $16,605.60 |
| 8 | Oct 2020 | $502.77 | $151.53 | $654.30 | $16,102.83 |
| 9 | Nov 2020 | $507.36 | $146.94 | $654.30 | $15,595.47 |
| 10 | Dec 2020 | $511.99 | $142.31 | $654.30 | $15,083.48 |
| 2020 Total | $4,916.52 | $1,626.48 | $6,543 | ||
| 11 | Jan 2021 | $516.66 | $137.64 | $654.30 | $14,566.82 |
| 12 | Feb 2021 | $521.38 | $132.92 | $654.30 | $14,045.44 |
| 13 | Mar 2021 | $526.14 | $128.16 | $654.30 | $13,519.30 |
| 14 | Apr 2021 | $530.94 | $123.36 | $654.30 | $12,988.36 |
| 15 | May 2021 | $535.78 | $118.52 | $654.30 | $12,452.58 |
| 16 | Jun 2021 | $540.67 | $113.63 | $654.30 | $11,911.91 |
| 17 | Jul 2021 | $545.60 | $108.70 | $654.30 | $11,366.31 |
| 18 | Aug 2021 | $550.58 | $103.72 | $654.30 | $10,815.73 |
| 19 | Sep 2021 | $555.61 | $98.69 | $654.30 | $10,260.12 |
| 20 | Oct 2021 | $560.68 | $93.62 | $654.30 | $9,699.44 |
| 21 | Nov 2021 | $565.79 | $88.51 | $654.30 | $9,133.65 |
| 22 | Dec 2021 | $570.96 | $83.34 | $654.30 | $8,562.69 |
| 2021 Total | $6,520.79 | $1,330.81 | $7,851.6 | ||
| 23 | Jan 2022 | $576.17 | $78.13 | $654.30 | $7,986.52 |
| 24 | Feb 2022 | $581.42 | $72.88 | $654.30 | $7,405.10 |
| 25 | Mar 2022 | $586.73 | $67.57 | $654.30 | $6,818.37 |
| 26 | Apr 2022 | $592.08 | $62.22 | $654.30 | $6,226.29 |
| 27 | May 2022 | $597.49 | $56.81 | $654.30 | $5,628.80 |
| 28 | Jun 2022 | $602.94 | $51.36 | $654.30 | $5,025.86 |
| 29 | Jul 2022 | $608.44 | $45.86 | $654.30 | $4,417.42 |
| 30 | Aug 2022 | $613.99 | $40.31 | $654.30 | $3,803.43 |
| 31 | Sep 2022 | $619.59 | $34.71 | $654.30 | $3,183.84 |
| 32 | Oct 2022 | $625.25 | $29.05 | $654.30 | $2,558.59 |
| 33 | Nov 2022 | $630.95 | $23.35 | $654.30 | $1,927.64 |
| 34 | Dec 2022 | $636.71 | $17.59 | $654.30 | $1,290.93 |
| 2022 Total | $7,271.76 | $579.84 | $7,851.6 | ||
| 35 | Jan 2023 | $642.52 | $11.78 | $654.30 | $648.41 |
| 36 | Feb 2023 | $648.38 | $5.92 | $654.30 | $0.03 |
| 2023 Total | $1,290.9 | $17.7 | $1,308.6 |