RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

9.84

% p.a

Variable

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

644

36 months

Number of repayments
36
Total interest paid
$3.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$479.84$164.00$643.84$19,520.16
2Nov 2021$483.77$160.07$643.84$19,036.39
3Dec 2021$487.74$156.10$643.84$18,548.65
2021 Total$1,451.35$480.17$1,931.52
4Jan 2022$491.74$152.10$643.84$18,056.91
5Feb 2022$495.77$148.07$643.84$17,561.14
6Mar 2022$499.84$144.00$643.84$17,061.30
7Apr 2022$503.94$139.90$643.84$16,557.36
8May 2022$508.07$135.77$643.84$16,049.29
9Jun 2022$512.24$131.60$643.84$15,537.05
10Jul 2022$516.44$127.40$643.84$15,020.61
11Aug 2022$520.67$123.17$643.84$14,499.94
12Sep 2022$524.94$118.90$643.84$13,975.00
13Oct 2022$529.25$114.60$643.85$13,445.75
14Nov 2022$533.58$110.26$643.84$12,912.17
15Dec 2022$537.96$105.88$643.84$12,374.21
2022 Total$6,174.44$1,551.65$7,726.09
16Jan 2023$542.37$101.47$643.84$11,831.84
17Feb 2023$546.82$97.02$643.84$11,285.02
18Mar 2023$551.30$92.54$643.84$10,733.72
19Apr 2023$555.82$88.02$643.84$10,177.90
20May 2023$560.38$83.46$643.84$9,617.52
21Jun 2023$564.98$78.86$643.84$9,052.54
22Jul 2023$569.61$74.23$643.84$8,482.93
23Aug 2023$574.28$69.56$643.84$7,908.65
24Sep 2023$578.99$64.85$643.84$7,329.66
25Oct 2023$583.74$60.10$643.84$6,745.92
26Nov 2023$588.52$55.32$643.84$6,157.40
27Dec 2023$593.35$50.49$643.84$5,564.05
2023 Total$6,810.16$915.92$7,726.08
28Jan 2024$598.21$45.63$643.84$4,965.84
29Feb 2024$603.12$40.72$643.84$4,362.72
30Mar 2024$608.07$35.77$643.84$3,754.65
31Apr 2024$613.05$30.79$643.84$3,141.60
32May 2024$618.08$25.76$643.84$2,523.52
33Jun 2024$623.15$20.69$643.84$1,900.37
34Jul 2024$628.26$15.58$643.84$1,272.11
35Aug 2024$633.41$10.43$643.84$638.70
36Sep 2024$638.60$5.24$643.84$0.10
2024 Total$5,563.95$230.61$5,794.56