G&C Mutual Bank Fair Rate Personal Loan Opal | Compare Your Repayments | RateCity
Borrow amount
$20k
Advertised Rate
16.99%
p.a Variable
Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment
$713
36 months
Number of repayments
36
Total interest paid
$5.7k
Total repayments
$25,666
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | May 2021 | $429.79 | $283.17 | $712.96 | $19,570.21 |
| 2 | Jun 2021 | $435.88 | $277.08 | $712.96 | $19,134.33 |
| 3 | Jul 2021 | $442.05 | $270.91 | $712.96 | $18,692.28 |
| 4 | Aug 2021 | $448.31 | $264.65 | $712.96 | $18,243.97 |
| 5 | Sep 2021 | $454.66 | $258.30 | $712.96 | $17,789.31 |
| 6 | Oct 2021 | $461.09 | $251.87 | $712.96 | $17,328.22 |
| 7 | Nov 2021 | $467.62 | $245.34 | $712.96 | $16,860.60 |
| 8 | Dec 2021 | $474.24 | $238.72 | $712.96 | $16,386.36 |
| 2021 Total | $3,613.64 | $2,090.04 | $5,703.68 | ||
| 9 | Jan 2022 | $480.96 | $232.00 | $712.96 | $15,905.40 |
| 10 | Feb 2022 | $487.77 | $225.19 | $712.96 | $15,417.63 |
| 11 | Mar 2022 | $494.67 | $218.29 | $712.96 | $14,922.96 |
| 12 | Apr 2022 | $501.68 | $211.28 | $712.96 | $14,421.28 |
| 13 | May 2022 | $508.78 | $204.18 | $712.96 | $13,912.50 |
| 14 | Jun 2022 | $515.98 | $196.98 | $712.96 | $13,396.52 |
| 15 | Jul 2022 | $523.29 | $189.67 | $712.96 | $12,873.23 |
| 16 | Aug 2022 | $530.70 | $182.26 | $712.96 | $12,342.53 |
| 17 | Sep 2022 | $538.21 | $174.75 | $712.96 | $11,804.32 |
| 18 | Oct 2022 | $545.83 | $167.13 | $712.96 | $11,258.49 |
| 19 | Nov 2022 | $553.56 | $159.40 | $712.96 | $10,704.93 |
| 20 | Dec 2022 | $561.40 | $151.56 | $712.96 | $10,143.53 |
| 2022 Total | $6,242.83 | $2,312.69 | $8,555.52 | ||
| 21 | Jan 2023 | $569.34 | $143.62 | $712.96 | $9,574.19 |
| 22 | Feb 2023 | $577.41 | $135.55 | $712.96 | $8,996.78 |
| 23 | Mar 2023 | $585.58 | $127.38 | $712.96 | $8,411.20 |
| 24 | Apr 2023 | $593.87 | $119.09 | $712.96 | $7,817.33 |
| 25 | May 2023 | $602.28 | $110.68 | $712.96 | $7,215.05 |
| 26 | Jun 2023 | $610.81 | $102.15 | $712.96 | $6,604.24 |
| 27 | Jul 2023 | $619.45 | $93.51 | $712.96 | $5,984.79 |
| 28 | Aug 2023 | $628.23 | $84.73 | $712.96 | $5,356.56 |
| 29 | Sep 2023 | $637.12 | $75.84 | $712.96 | $4,719.44 |
| 30 | Oct 2023 | $646.14 | $66.82 | $712.96 | $4,073.30 |
| 31 | Nov 2023 | $655.29 | $57.67 | $712.96 | $3,418.01 |
| 32 | Dec 2023 | $664.57 | $48.39 | $712.96 | $2,753.44 |
| 2023 Total | $7,390.09 | $1,165.43 | $8,555.52 | ||
| 33 | Jan 2024 | $673.98 | $38.98 | $712.96 | $2,079.46 |
| 34 | Feb 2024 | $683.52 | $29.44 | $712.96 | $1,395.94 |
| 35 | Mar 2024 | $693.20 | $19.76 | $712.96 | $702.74 |
| 36 | Apr 2024 | $702.74 | $9.95 | $712.69 | $0.00 |
| 2024 Total | $2,753.44 | $98.13 | $2,851.57 |
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