Easy Access Overdraft from Bank of Heritage Isle
Borrow amount
$30k
Interest Rate
11.96
% p.a
Variable
Loan term
0 year to 10 years
Repayment frequency
Monthly
Monthly repayment
$996
36 months
Number of repayments
36
Total interest paid
$5.9k
Total repayments
$35,851
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Aug 2022 | $696.86 | $299.00 | $995.86 | $29,303.14 |
| 2 | Sep 2022 | $703.81 | $292.05 | $995.86 | $28,599.33 |
| 3 | Oct 2022 | $710.82 | $285.04 | $995.86 | $27,888.51 |
| 4 | Nov 2022 | $717.90 | $277.96 | $995.86 | $27,170.61 |
| 5 | Dec 2022 | $725.06 | $270.80 | $995.86 | $26,445.55 |
| 2022 Total | $3,554.45 | $1,424.85 | $4,979.3 | ||
| 6 | Jan 2023 | $732.29 | $263.57 | $995.86 | $25,713.26 |
| 7 | Feb 2023 | $739.58 | $256.28 | $995.86 | $24,973.68 |
| 8 | Mar 2023 | $746.96 | $248.90 | $995.86 | $24,226.72 |
| 9 | Apr 2023 | $754.40 | $241.46 | $995.86 | $23,472.32 |
| 10 | May 2023 | $761.92 | $233.94 | $995.86 | $22,710.40 |
| 11 | Jun 2023 | $769.51 | $226.35 | $995.86 | $21,940.89 |
| 12 | Jul 2023 | $777.18 | $218.68 | $995.86 | $21,163.71 |
| 13 | Aug 2023 | $784.93 | $210.93 | $995.86 | $20,378.78 |
| 14 | Sep 2023 | $792.75 | $203.11 | $995.86 | $19,586.03 |
| 15 | Oct 2023 | $800.65 | $195.21 | $995.86 | $18,785.38 |
| 16 | Nov 2023 | $808.63 | $187.23 | $995.86 | $17,976.75 |
| 17 | Dec 2023 | $816.69 | $179.17 | $995.86 | $17,160.06 |
| 2023 Total | $9,285.49 | $2,664.83 | $11,950.32 | ||
| 18 | Jan 2024 | $824.83 | $171.03 | $995.86 | $16,335.23 |
| 19 | Feb 2024 | $833.05 | $162.81 | $995.86 | $15,502.18 |
| 20 | Mar 2024 | $841.35 | $154.51 | $995.86 | $14,660.83 |
| 21 | Apr 2024 | $849.74 | $146.12 | $995.86 | $13,811.09 |
| 22 | May 2024 | $858.21 | $137.65 | $995.86 | $12,952.88 |
| 23 | Jun 2024 | $866.76 | $129.10 | $995.86 | $12,086.12 |
| 24 | Jul 2024 | $875.40 | $120.46 | $995.86 | $11,210.72 |
| 25 | Aug 2024 | $884.13 | $111.73 | $995.86 | $10,326.59 |
| 26 | Sep 2024 | $892.94 | $102.92 | $995.86 | $9,433.65 |
| 27 | Oct 2024 | $901.84 | $94.02 | $995.86 | $8,531.81 |
| 28 | Nov 2024 | $910.83 | $85.03 | $995.86 | $7,620.98 |
| 29 | Dec 2024 | $919.90 | $75.96 | $995.86 | $6,701.08 |
| 2024 Total | $10,458.98 | $1,491.34 | $11,950.32 | ||
| 30 | Jan 2025 | $929.07 | $66.79 | $995.86 | $5,772.01 |
| 31 | Feb 2025 | $938.33 | $57.53 | $995.86 | $4,833.68 |
| 32 | Mar 2025 | $947.68 | $48.18 | $995.86 | $3,886.00 |
| 33 | Apr 2025 | $957.13 | $38.73 | $995.86 | $2,928.87 |
| 34 | May 2025 | $966.67 | $29.19 | $995.86 | $1,962.20 |
| 35 | Jun 2025 | $976.30 | $19.56 | $995.86 | $985.90 |
| 36 | Jul 2025 | $985.90 | $9.83 | $995.73 | $0.00 |
| 2025 Total | $6,701.08 | $269.81 | $6,970.89 |