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Personal Loan Fixed Rate

  • 1 to 5 years
  • Unsecured
  • Fixed Rate
  • Instant approval

Interest rate p.a.

12.99%

Comparison rate* p.a.

13.54%

Personal Loan Fixed Rate

  • 1 to 5 years
  • Unsecured
  • Fixed Rate
  • Instant approval

Interest rate p.a.

12.99%

Comparison rate* p.a.

13.54%

Calculate your repayments for this loan

$

Your estimated repayment

$455

based on 20000 loan amount for 5 years at 12.99%

Pros and Cons

For Personal Loan Fixed Rate

Benefits

  • Lower than average application fees
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose
  • Approval is instant

Drawbacks

  • Service fee charged
  • Monthly repayments only

HSBC Rate Personal Loan overview

For Personal Loan Fixed Rate

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$5k - $50k

Security type

Unsecured

Loan term

1 to 5 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly

Target Market Determination

Visit HSBC Bank Australia Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$150

Ongoing fee

$5 Monthly

Missed payment penalty

$0

Early exit penalty fee

$199

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs