Personal Loan Secured by Term Deposit Fixed from Hume Bank
Borrow amount
$20k
Advertised Rate
6.95
% p.a
Fixed up to 20%
Loan term
1 year to 5 years
Repayment frequency
Monthly
Monthly repayment
617
36 months
Number of repayments
36
Total interest paid
$2.2k
Total repayments
$22,215
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Nov 2021 | $501.25 | $115.83 | $617.08 | $19,498.75 |
| 2 | Dec 2021 | $504.15 | $112.93 | $617.08 | $18,994.60 |
| 2021 Total | $1,005.4 | $228.76 | $1,234.16 | ||
| 3 | Jan 2022 | $507.07 | $110.01 | $617.08 | $18,487.53 |
| 4 | Feb 2022 | $510.01 | $107.07 | $617.08 | $17,977.52 |
| 5 | Mar 2022 | $512.96 | $104.12 | $617.08 | $17,464.56 |
| 6 | Apr 2022 | $515.93 | $101.15 | $617.08 | $16,948.63 |
| 7 | May 2022 | $518.92 | $98.16 | $617.08 | $16,429.71 |
| 8 | Jun 2022 | $521.92 | $95.16 | $617.08 | $15,907.79 |
| 9 | Jul 2022 | $524.95 | $92.13 | $617.08 | $15,382.84 |
| 10 | Aug 2022 | $527.99 | $89.09 | $617.08 | $14,854.85 |
| 11 | Sep 2022 | $531.05 | $86.03 | $617.08 | $14,323.80 |
| 12 | Oct 2022 | $534.12 | $82.96 | $617.08 | $13,789.68 |
| 13 | Nov 2022 | $537.21 | $79.87 | $617.08 | $13,252.47 |
| 14 | Dec 2022 | $540.33 | $76.75 | $617.08 | $12,712.14 |
| 2022 Total | $6,282.46 | $1,122.5 | $7,404.96 | ||
| 15 | Jan 2023 | $543.46 | $73.62 | $617.08 | $12,168.68 |
| 16 | Feb 2023 | $546.60 | $70.48 | $617.08 | $11,622.08 |
| 17 | Mar 2023 | $549.77 | $67.31 | $617.08 | $11,072.31 |
| 18 | Apr 2023 | $552.95 | $64.13 | $617.08 | $10,519.36 |
| 19 | May 2023 | $556.16 | $60.92 | $617.08 | $9,963.20 |
| 20 | Jun 2023 | $559.38 | $57.70 | $617.08 | $9,403.82 |
| 21 | Jul 2023 | $562.62 | $54.46 | $617.08 | $8,841.20 |
| 22 | Aug 2023 | $565.87 | $51.21 | $617.08 | $8,275.33 |
| 23 | Sep 2023 | $569.15 | $47.93 | $617.08 | $7,706.18 |
| 24 | Oct 2023 | $572.45 | $44.63 | $617.08 | $7,133.73 |
| 25 | Nov 2023 | $575.76 | $41.32 | $617.08 | $6,557.97 |
| 26 | Dec 2023 | $579.10 | $37.98 | $617.08 | $5,978.87 |
| 2023 Total | $6,733.27 | $671.69 | $7,404.96 | ||
| 27 | Jan 2024 | $582.45 | $34.63 | $617.08 | $5,396.42 |
| 28 | Feb 2024 | $585.83 | $31.25 | $617.08 | $4,810.59 |
| 29 | Mar 2024 | $589.22 | $27.86 | $617.08 | $4,221.37 |
| 30 | Apr 2024 | $592.63 | $24.45 | $617.08 | $3,628.74 |
| 31 | May 2024 | $596.06 | $21.02 | $617.08 | $3,032.68 |
| 32 | Jun 2024 | $599.52 | $17.56 | $617.08 | $2,433.16 |
| 33 | Jul 2024 | $602.99 | $14.09 | $617.08 | $1,830.17 |
| 34 | Aug 2024 | $606.48 | $10.60 | $617.08 | $1,223.69 |
| 35 | Sep 2024 | $609.99 | $7.09 | $617.08 | $613.70 |
| 36 | Oct 2024 | $613.53 | $3.55 | $617.08 | $0.17 |
| 2024 Total | $5,978.7 | $192.1 | $6,170.8 |