Personal Loan Secured by Term Deposit Fixed from Hume Bank
Borrow amount
$30k
Interest Rate
6.95
% p.a
Fixed
Loan term
1 year to 5 years
Repayment frequency
Monthly
Monthly repayment
$926
36 months
Number of repayments
36
Total interest paid
$3.3k
Total repayments
$33,323
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Aug 2022 | $751.88 | $173.75 | $925.63 | $29,248.12 |
| 2 | Sep 2022 | $756.23 | $169.40 | $925.63 | $28,491.89 |
| 3 | Oct 2022 | $760.61 | $165.02 | $925.63 | $27,731.28 |
| 4 | Nov 2022 | $765.02 | $160.61 | $925.63 | $26,966.26 |
| 5 | Dec 2022 | $769.45 | $156.18 | $925.63 | $26,196.81 |
| 2022 Total | $3,803.19 | $824.96 | $4,628.15 | ||
| 6 | Jan 2023 | $773.91 | $151.72 | $925.63 | $25,422.90 |
| 7 | Feb 2023 | $778.39 | $147.24 | $925.63 | $24,644.51 |
| 8 | Mar 2023 | $782.90 | $142.73 | $925.63 | $23,861.61 |
| 9 | Apr 2023 | $787.43 | $138.20 | $925.63 | $23,074.18 |
| 10 | May 2023 | $791.99 | $133.64 | $925.63 | $22,282.19 |
| 11 | Jun 2023 | $796.58 | $129.05 | $925.63 | $21,485.61 |
| 12 | Jul 2023 | $801.19 | $124.44 | $925.63 | $20,684.42 |
| 13 | Aug 2023 | $805.83 | $119.80 | $925.63 | $19,878.59 |
| 14 | Sep 2023 | $810.50 | $115.13 | $925.63 | $19,068.09 |
| 15 | Oct 2023 | $815.19 | $110.44 | $925.63 | $18,252.90 |
| 16 | Nov 2023 | $819.92 | $105.71 | $925.63 | $17,432.98 |
| 17 | Dec 2023 | $824.66 | $100.97 | $925.63 | $16,608.32 |
| 2023 Total | $9,588.49 | $1,519.07 | $11,107.56 | ||
| 18 | Jan 2024 | $829.44 | $96.19 | $925.63 | $15,778.88 |
| 19 | Feb 2024 | $834.24 | $91.39 | $925.63 | $14,944.64 |
| 20 | Mar 2024 | $839.08 | $86.55 | $925.63 | $14,105.56 |
| 21 | Apr 2024 | $843.94 | $81.69 | $925.63 | $13,261.62 |
| 22 | May 2024 | $848.82 | $76.81 | $925.63 | $12,412.80 |
| 23 | Jun 2024 | $853.74 | $71.89 | $925.63 | $11,559.06 |
| 24 | Jul 2024 | $858.68 | $66.95 | $925.63 | $10,700.38 |
| 25 | Aug 2024 | $863.66 | $61.97 | $925.63 | $9,836.72 |
| 26 | Sep 2024 | $868.66 | $56.97 | $925.63 | $8,968.06 |
| 27 | Oct 2024 | $873.69 | $51.94 | $925.63 | $8,094.37 |
| 28 | Nov 2024 | $878.75 | $46.88 | $925.63 | $7,215.62 |
| 29 | Dec 2024 | $883.84 | $41.79 | $925.63 | $6,331.78 |
| 2024 Total | $10,276.54 | $831.02 | $11,107.56 | ||
| 30 | Jan 2025 | $888.96 | $36.67 | $925.63 | $5,442.82 |
| 31 | Feb 2025 | $894.11 | $31.52 | $925.63 | $4,548.71 |
| 32 | Mar 2025 | $899.29 | $26.34 | $925.63 | $3,649.42 |
| 33 | Apr 2025 | $904.49 | $21.14 | $925.63 | $2,744.93 |
| 34 | May 2025 | $909.73 | $15.90 | $925.63 | $1,835.20 |
| 35 | Jun 2025 | $915.00 | $10.63 | $925.63 | $920.20 |
| 36 | Jul 2025 | $920.20 | $5.33 | $925.53 | $0.00 |
| 2025 Total | $6,331.78 | $147.53 | $6,479.31 |