Personal Loan Secured by Term Deposit Fixed from Hume Bank
Personal Loan Secured by Term Deposit Fixed
Borrow amount
$20k
Advertised Rate
5.95%
Fixed
Loan term
1 year to 5 years
Repayment frequency
Monthly
Monthly repayment
$608
36 months
Number of repayments
36
Total interest paid
$1.9k
Total repayments
$21,887
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Sep 2020 | $508.82 | $99.17 | $607.99 | $19,491.18 |
| 2 | Oct 2020 | $511.35 | $96.64 | $607.99 | $18,979.83 |
| 3 | Nov 2020 | $513.88 | $94.11 | $607.99 | $18,465.95 |
| 4 | Dec 2020 | $516.43 | $91.56 | $607.99 | $17,949.52 |
| 2020 Total | $2,050.48 | $381.48 | $2,431.96 | ||
| 5 | Jan 2021 | $518.99 | $89.00 | $607.99 | $17,430.53 |
| 6 | Feb 2021 | $521.56 | $86.43 | $607.99 | $16,908.97 |
| 7 | Mar 2021 | $524.15 | $83.84 | $607.99 | $16,384.82 |
| 8 | Apr 2021 | $526.75 | $81.24 | $607.99 | $15,858.07 |
| 9 | May 2021 | $529.36 | $78.63 | $607.99 | $15,328.71 |
| 10 | Jun 2021 | $531.99 | $76.00 | $607.99 | $14,796.72 |
| 11 | Jul 2021 | $534.62 | $73.37 | $607.99 | $14,262.10 |
| 12 | Aug 2021 | $537.27 | $70.72 | $607.99 | $13,724.83 |
| 13 | Sep 2021 | $539.94 | $68.05 | $607.99 | $13,184.89 |
| 14 | Oct 2021 | $542.61 | $65.38 | $607.99 | $12,642.28 |
| 15 | Nov 2021 | $545.31 | $62.68 | $607.99 | $12,096.97 |
| 16 | Dec 2021 | $548.01 | $59.98 | $607.99 | $11,548.96 |
| 2021 Total | $6,400.56 | $895.32 | $7,295.88 | ||
| 17 | Jan 2022 | $550.73 | $57.26 | $607.99 | $10,998.23 |
| 18 | Feb 2022 | $553.46 | $54.53 | $607.99 | $10,444.77 |
| 19 | Mar 2022 | $556.20 | $51.79 | $607.99 | $9,888.57 |
| 20 | Apr 2022 | $558.96 | $49.03 | $607.99 | $9,329.61 |
| 21 | May 2022 | $561.73 | $46.26 | $607.99 | $8,767.88 |
| 22 | Jun 2022 | $564.52 | $43.47 | $607.99 | $8,203.36 |
| 23 | Jul 2022 | $567.32 | $40.67 | $607.99 | $7,636.04 |
| 24 | Aug 2022 | $570.13 | $37.86 | $607.99 | $7,065.91 |
| 25 | Sep 2022 | $572.95 | $35.04 | $607.99 | $6,492.96 |
| 26 | Oct 2022 | $575.80 | $32.19 | $607.99 | $5,917.16 |
| 27 | Nov 2022 | $578.65 | $29.34 | $607.99 | $5,338.51 |
| 28 | Dec 2022 | $581.52 | $26.47 | $607.99 | $4,756.99 |
| 2022 Total | $6,791.97 | $503.91 | $7,295.88 | ||
| 29 | Jan 2023 | $584.40 | $23.59 | $607.99 | $4,172.59 |
| 30 | Feb 2023 | $587.30 | $20.69 | $607.99 | $3,585.29 |
| 31 | Mar 2023 | $590.21 | $17.78 | $607.99 | $2,995.08 |
| 32 | Apr 2023 | $593.14 | $14.85 | $607.99 | $2,401.94 |
| 33 | May 2023 | $596.08 | $11.91 | $607.99 | $1,805.86 |
| 34 | Jun 2023 | $599.04 | $8.95 | $607.99 | $1,206.82 |
| 35 | Jul 2023 | $602.01 | $5.98 | $607.99 | $604.81 |
| 36 | Aug 2023 | $604.81 | $3.00 | $607.81 | $0.00 |
| 2023 Total | $4,756.99 | $106.75 | $4,863.74 |