Hunter United Personal Loans

Hunter United commenced life in 1963 and has progressively grown into a community-based financial institution serving the Hunter Valley.

They are the largest locally based credit union in the region, with seven branches in Broadmeadow, Charlestown, Glendale, Jesmond, Marketown East, Mayfield and Greenhills (East Maitland).

In addition to personal loans, Hunter United provides savings accounts, loans, credit cards, investment accounts, and retirement and superannuation products.

Hunter United personal loan repayment calculator

Thinking about taking out a personal loan with Hunter United? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Hunter United personal loan compare with various products.

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Hunter United Personal Loans

Features of a Hunter United personal loan

Hunter United offer secured and unsecured personal loans, which can be used for a variety of purposes.

Hunter United also offer a green personal loan, which can be used to fund environmentally friendly products such as solar electricity panels and batteries, solar hot water systems, water tanks, double glazing and insulation. A Hunter United green personal loan can be taken for up to seven years on a variable interest rate, with a loan amount between $2,000 and $30,000.

Hunter United secured and unsecured personal loans have no minimum loan amount and can be taken for up to seven years. Borrowers can loan up to $30,000 on a variable interest rate and have the option to customise repayments to either weekly, fortnightly or monthly.

It’s worth noting that these particular personal loans can’t be used to purchase new cars but can be used for a range of other investments. Hunter United offer a separate car loan product.

All Hunter United personal loans allow borrowers to make unlimited additional repayments and there are no early exit penalties for borrowers who wish to pay out their personal loan before the term.

Hunter United personal loans can be used for a range of different purposes including:

  • Renovations
  • Holidays
  • Medical bills
  • Student fees
  • Weddings
  • Debt consolidation
  • Shares

Hunter United personal loans – customer service

Hunter United customers can contact the bank online and on the phone. There are also branches across Newcastle and the lower Hunter region of New South Wales. Borrowers can also contact customer service via:

  • Online enquiry
  • Email
  • Phone
  • In store

Who is eligible for a Hunter United personal loan?

To be eligible for a Hunter United personal loan, you’ll need to meet the following criteria:

  • Be 18 years or older
  • Be an Australian permanent resident or have an eligible Australian visa
  • Have a regular source of income and employment

How to apply for a Hunter United personal loan?

To apply for a Hunter United personal, borrowers can apply online through the Hunter United website or in store. This is the process:

  • Once you’ve compared personal loan options, you can apply online through the Hunter United website
  • Hunter United will then review your application
  • If approved, you can accept the contract online or in a branch
  • Once accepted, the funds are paid directly into your loan account

At the time of application, you’ll need to provide the following documentation:

  • Proof of identity
  • Proof of income and employment
  • Details of any other financial commitments
  • Details of additional assets

Hunter United personal loans review

In terms of interest rates, Hunter United’s personal loan rates are slightly higher than the market average. In saying that, Hunter United personal loans do offer flexibility by way of flexible repayment options, the option to pay out your personal loan without penalty and the option to make additional lump sum repayments. Borrowers looking to apply for a Hunter United personal loan will have to pay an application fee in addition to an ongoing monthly fee.

All Hunter United personal loans offer borrowers the option to take out loan repayment insurance and some borrowers may be eligible for a rebate reward. Borrowers can select a term of one to seven years when applying for a Hunter United personal loan.

Customers looking for a personal loan to fund a sustainable home improvement project may be interested in Hunter United’s green personal loan product. This green personal loan offers borrowers a discounted variable interest rate when the loan is used to pay for solar electricity panels and batteries, solar hot water systems, water tanks, double glazing and insulation.

Before applying for a Hunter United personal loan, always do your research and compare your personal loan options to make sure you’re getting a loan that suits your budget, needs and lifestyle.

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