RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

5.25

% p.a

Variable

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

602

36 months

Number of repayments
36
Total interest paid
$1.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$514.17$87.50$601.67$19,485.83
2Nov 2021$516.42$85.25$601.67$18,969.41
3Dec 2021$518.68$82.99$601.67$18,450.73
2021 Total$1,549.27$255.74$1,805.01
4Jan 2022$520.95$80.72$601.67$17,929.78
5Feb 2022$523.23$78.44$601.67$17,406.55
6Mar 2022$525.52$76.15$601.67$16,881.03
7Apr 2022$527.82$73.85$601.67$16,353.21
8May 2022$530.12$71.55$601.67$15,823.09
9Jun 2022$532.44$69.23$601.67$15,290.65
10Jul 2022$534.77$66.90$601.67$14,755.88
11Aug 2022$537.11$64.56$601.67$14,218.77
12Sep 2022$539.46$62.21$601.67$13,679.31
13Oct 2022$541.82$59.85$601.67$13,137.49
14Nov 2022$544.19$57.48$601.67$12,593.30
15Dec 2022$546.57$55.10$601.67$12,046.73
2022 Total$6,404$816.04$7,220.04
16Jan 2023$548.97$52.70$601.67$11,497.76
17Feb 2023$551.37$50.30$601.67$10,946.39
18Mar 2023$553.78$47.89$601.67$10,392.61
19Apr 2023$556.20$45.47$601.67$9,836.41
20May 2023$558.64$43.03$601.67$9,277.77
21Jun 2023$561.08$40.59$601.67$8,716.69
22Jul 2023$563.53$38.14$601.67$8,153.16
23Aug 2023$566.00$35.67$601.67$7,587.16
24Sep 2023$568.48$33.19$601.67$7,018.68
25Oct 2023$570.96$30.71$601.67$6,447.72
26Nov 2023$573.46$28.21$601.67$5,874.26
27Dec 2023$575.97$25.70$601.67$5,298.29
2023 Total$6,748.44$471.6$7,220.04
28Jan 2024$578.49$23.18$601.67$4,719.80
29Feb 2024$581.02$20.65$601.67$4,138.78
30Mar 2024$583.56$18.11$601.67$3,555.22
31Apr 2024$586.12$15.55$601.67$2,969.10
32May 2024$588.68$12.99$601.67$2,380.42
33Jun 2024$591.26$10.41$601.67$1,789.16
34Jul 2024$593.84$7.83$601.67$1,195.32
35Aug 2024$596.44$5.23$601.67$598.88
36Sep 2024$598.88$2.62$601.50$0.00
2024 Total$5,298.29$116.57$5,414.86