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- Illawarra Credit Union
- Online Personal Loan Package
Online Personal Loan Package
- 0 to 5 years
- Secured
- Variable Rate
Interest rate p.a.
6.00%
Comparison rate* p.a.
6.64%
Online Personal Loan Package
- 0 to 5 years
- Secured
- Variable Rate
Interest rate p.a.
6.00%
Comparison rate* p.a.
6.64%
Calculate your repayments for this loan
$
Your estimated repayment
$580
based on 30000 loan amount for 5 years at 6.00%
Pros and Cons
For Online Personal Loan Package
Benefits
- Interest rates ranked in the best 20%
- No early exit penalty
- Unlimited extra repayments and free redraw
- Unlimited extra repayments
- Flexible repayment options
- Can apply online
- Can apply in branch
- Fast time to funding
Drawbacks
- Service fee charged
- Higher than average application fee
Illawarra Credit Union Rate Personal Loan overview
For Online Personal Loan Package
Details
Total repayments
$34,799
Interest rate type
Variable
Borrowing range
$10k - $100k
Security type
Secured
Loan term
0 to 5 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Monthly, Fortnightly, Weekly
Target Market Determination
Visit Illawarra Credit Union Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
24 hours
Fees
Upfront fee
$200
Ongoing fee
$5 Monthly
Missed payment penalty
$0
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
Asset used as security must be less than 2 years old, rate is only available as part of the package which includes a 100% offset account and Visa Debit card
