Personal Overdraft from Illawarra Credit Union
Borrow amount
$20k
Advertised Rate
14.71
% p.a
Variable
Loan term
0 year to 10 years
Repayment frequency
Monthly
Monthly repayment
$690
36 months
Number of repayments
36
Total interest paid
$4.9k
Total repayments
$24,857
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Jul 2021 | $445.30 | $245.17 | $690.47 | $19,554.70 |
| 2 | Aug 2021 | $450.76 | $239.71 | $690.47 | $19,103.94 |
| 3 | Sep 2021 | $456.29 | $234.18 | $690.47 | $18,647.65 |
| 4 | Oct 2021 | $461.88 | $228.59 | $690.47 | $18,185.77 |
| 5 | Nov 2021 | $467.54 | $222.93 | $690.47 | $17,718.23 |
| 6 | Dec 2021 | $473.27 | $217.20 | $690.47 | $17,244.96 |
| 2021 Total | $2,755.04 | $1,387.78 | $4,142.82 | ||
| 7 | Jan 2022 | $479.08 | $211.39 | $690.47 | $16,765.88 |
| 8 | Feb 2022 | $484.95 | $205.52 | $690.47 | $16,280.93 |
| 9 | Mar 2022 | $490.89 | $199.58 | $690.47 | $15,790.04 |
| 10 | Apr 2022 | $496.91 | $193.56 | $690.47 | $15,293.13 |
| 11 | May 2022 | $503.00 | $187.47 | $690.47 | $14,790.13 |
| 12 | Jun 2022 | $509.17 | $181.30 | $690.47 | $14,280.96 |
| 13 | Jul 2022 | $515.41 | $175.06 | $690.47 | $13,765.55 |
| 14 | Aug 2022 | $521.73 | $168.74 | $690.47 | $13,243.82 |
| 15 | Sep 2022 | $528.12 | $162.35 | $690.47 | $12,715.70 |
| 16 | Oct 2022 | $534.60 | $155.87 | $690.47 | $12,181.10 |
| 17 | Nov 2022 | $541.15 | $149.32 | $690.47 | $11,639.95 |
| 18 | Dec 2022 | $547.78 | $142.69 | $690.47 | $11,092.17 |
| 2022 Total | $6,152.79 | $2,132.85 | $8,285.64 | ||
| 19 | Jan 2023 | $554.50 | $135.97 | $690.47 | $10,537.67 |
| 20 | Feb 2023 | $561.30 | $129.17 | $690.47 | $9,976.37 |
| 21 | Mar 2023 | $568.18 | $122.29 | $690.47 | $9,408.19 |
| 22 | Apr 2023 | $575.14 | $115.33 | $690.47 | $8,833.05 |
| 23 | May 2023 | $582.19 | $108.28 | $690.47 | $8,250.86 |
| 24 | Jun 2023 | $589.33 | $101.14 | $690.47 | $7,661.53 |
| 25 | Jul 2023 | $596.55 | $93.92 | $690.47 | $7,064.98 |
| 26 | Aug 2023 | $603.87 | $86.60 | $690.47 | $6,461.11 |
| 27 | Sep 2023 | $611.27 | $79.20 | $690.47 | $5,849.84 |
| 28 | Oct 2023 | $618.76 | $71.71 | $690.47 | $5,231.08 |
| 29 | Nov 2023 | $626.35 | $64.12 | $690.47 | $4,604.73 |
| 30 | Dec 2023 | $634.02 | $56.45 | $690.47 | $3,970.71 |
| 2023 Total | $7,121.46 | $1,164.18 | $8,285.64 | ||
| 31 | Jan 2024 | $641.80 | $48.67 | $690.47 | $3,328.91 |
| 32 | Feb 2024 | $649.66 | $40.81 | $690.47 | $2,679.25 |
| 33 | Mar 2024 | $657.63 | $32.84 | $690.47 | $2,021.62 |
| 34 | Apr 2024 | $665.69 | $24.78 | $690.47 | $1,355.93 |
| 35 | May 2024 | $673.85 | $16.62 | $690.47 | $682.08 |
| 36 | Jun 2024 | $682.08 | $8.36 | $690.44 | $0.00 |
| 2024 Total | $3,970.71 | $172.08 | $4,142.79 |
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