Personal Overdraft from Illawarra Credit Union
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.Borrow amount
$20,000
Advertised Rate
14.71%
variable
Loan Term
3 Years
Repayment Frequency
Monthly
Monthly Repayment
$690
Number of Repayments
36
Total Interest Paid
$4,840
Total Repayments
$24,840
| № | Date | Principle | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Oct 2019 | $445.30 | $245.17 | $690.47 | $19,554.70 |
| 2 | Nov 2019 | $450.76 | $239.71 | $690.47 | $19,103.94 |
| 3 | Dec 2019 | $456.29 | $234.18 | $690.47 | $18,647.65 |
| 2019 Total | $1,352.35 | $719.06 | $2,071.41 | ||
| 4 | Jan 2020 | $461.88 | $228.59 | $690.47 | $18,185.77 |
| 5 | Feb 2020 | $467.54 | $222.93 | $690.47 | $17,718.23 |
| 6 | Mar 2020 | $473.27 | $217.20 | $690.47 | $17,244.96 |
| 7 | Apr 2020 | $479.08 | $211.39 | $690.47 | $16,765.88 |
| 8 | May 2020 | $484.95 | $205.52 | $690.47 | $16,280.93 |
| 9 | Jun 2020 | $490.89 | $199.58 | $690.47 | $15,790.04 |
| 10 | Jul 2020 | $496.91 | $193.56 | $690.47 | $15,293.13 |
| 11 | Aug 2020 | $503.00 | $187.47 | $690.47 | $14,790.13 |
| 12 | Sep 2020 | $509.17 | $181.30 | $690.47 | $14,280.96 |
| 13 | Oct 2020 | $515.41 | $175.06 | $690.47 | $13,765.55 |
| 14 | Nov 2020 | $521.73 | $168.74 | $690.47 | $13,243.82 |
| 15 | Dec 2020 | $528.12 | $162.35 | $690.47 | $12,715.70 |
| 2020 Total | $5,931.95 | $2,353.69 | $8,285.64 | ||
| 16 | Jan 2021 | $534.60 | $155.87 | $690.47 | $12,181.10 |
| 17 | Feb 2021 | $541.15 | $149.32 | $690.47 | $11,639.95 |
| 18 | Mar 2021 | $547.78 | $142.69 | $690.47 | $11,092.17 |
| 19 | Apr 2021 | $554.50 | $135.97 | $690.47 | $10,537.67 |
| 20 | May 2021 | $561.30 | $129.17 | $690.47 | $9,976.37 |
| 21 | Jun 2021 | $568.18 | $122.29 | $690.47 | $9,408.19 |
| 22 | Jul 2021 | $575.14 | $115.33 | $690.47 | $8,833.05 |
| 23 | Aug 2021 | $582.19 | $108.28 | $690.47 | $8,250.86 |
| 24 | Sep 2021 | $589.33 | $101.14 | $690.47 | $7,661.53 |
| 25 | Oct 2021 | $596.55 | $93.92 | $690.47 | $7,064.98 |
| 26 | Nov 2021 | $603.87 | $86.60 | $690.47 | $6,461.11 |
| 27 | Dec 2021 | $611.27 | $79.20 | $690.47 | $5,849.84 |
| 2021 Total | $6,865.86 | $1,419.78 | $8,285.64 | ||
| 28 | Jan 2022 | $618.76 | $71.71 | $690.47 | $5,231.08 |
| 29 | Feb 2022 | $626.35 | $64.12 | $690.47 | $4,604.73 |
| 30 | Mar 2022 | $634.02 | $56.45 | $690.47 | $3,970.71 |
| 31 | Apr 2022 | $641.80 | $48.67 | $690.47 | $3,328.91 |
| 32 | May 2022 | $649.66 | $40.81 | $690.47 | $2,679.25 |
| 33 | Jun 2022 | $657.63 | $32.84 | $690.47 | $2,021.62 |
| 34 | Jul 2022 | $665.69 | $24.78 | $690.47 | $1,355.93 |
| 35 | Aug 2022 | $673.85 | $16.62 | $690.47 | $682.08 |
| 36 | Sep 2022 | $682.08 | $8.36 | $690.44 | $0.00 |
| 2022 Total | $5,849.84 | $364.36 | $6,214.2 |
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