RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

6.45

% p.a

Fixed

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

613

36 months

Number of repayments
36
Total interest paid
$2.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$505.03$107.50$612.53$19,494.97
2Dec 2021$507.74$104.79$612.53$18,987.23
2021 Total$1,012.77$212.29$1,225.06
3Jan 2022$510.47$102.06$612.53$18,476.76
4Feb 2022$513.22$99.31$612.53$17,963.54
5Mar 2022$515.98$96.55$612.53$17,447.56
6Apr 2022$518.75$93.78$612.53$16,928.81
7May 2022$521.54$90.99$612.53$16,407.27
8Jun 2022$524.34$88.19$612.53$15,882.93
9Jul 2022$527.16$85.37$612.53$15,355.77
10Aug 2022$529.99$82.54$612.53$14,825.78
11Sep 2022$532.84$79.69$612.53$14,292.94
12Oct 2022$535.71$76.82$612.53$13,757.23
13Nov 2022$538.58$73.95$612.53$13,218.65
14Dec 2022$541.48$71.05$612.53$12,677.17
2022 Total$6,310.06$1,040.3$7,350.36
15Jan 2023$544.39$68.14$612.53$12,132.78
16Feb 2023$547.32$65.21$612.53$11,585.46
17Mar 2023$550.26$62.27$612.53$11,035.20
18Apr 2023$553.22$59.31$612.53$10,481.98
19May 2023$556.19$56.34$612.53$9,925.79
20Jun 2023$559.18$53.35$612.53$9,366.61
21Jul 2023$562.18$50.35$612.53$8,804.43
22Aug 2023$565.21$47.32$612.53$8,239.22
23Sep 2023$568.24$44.29$612.53$7,670.98
24Oct 2023$571.30$41.23$612.53$7,099.68
25Nov 2023$574.37$38.16$612.53$6,525.31
26Dec 2023$577.46$35.07$612.53$5,947.85
2023 Total$6,729.32$621.04$7,350.36
27Jan 2024$580.56$31.97$612.53$5,367.29
28Feb 2024$583.68$28.85$612.53$4,783.61
29Mar 2024$586.82$25.71$612.53$4,196.79
30Apr 2024$589.97$22.56$612.53$3,606.82
31May 2024$593.14$19.39$612.53$3,013.68
32Jun 2024$596.33$16.20$612.53$2,417.35
33Jul 2024$599.54$12.99$612.53$1,817.81
34Aug 2024$602.76$9.77$612.53$1,215.05
35Sep 2024$606.00$6.53$612.53$609.05
36Oct 2024$609.05$3.27$612.32$0.00
2024 Total$5,947.85$177.24$6,125.09