Borrow amount
$20k
Advertised Rate

6.45

% p.a

Fixed

Loan term

1 year to 5 years

IMB Bank
Repayment frequency
Monthly
Monthly repayment

$613

36 months

Number of repayments
36
Total interest paid
$2.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2021$505.03$107.50$612.53$19,494.97
2Jul 2021$507.74$104.79$612.53$18,987.23
3Aug 2021$510.47$102.06$612.53$18,476.76
4Sep 2021$513.22$99.31$612.53$17,963.54
5Oct 2021$515.98$96.55$612.53$17,447.56
6Nov 2021$518.75$93.78$612.53$16,928.81
7Dec 2021$521.54$90.99$612.53$16,407.27
2021 Total$3,592.73$694.98$4,287.71
8Jan 2022$524.34$88.19$612.53$15,882.93
9Feb 2022$527.16$85.37$612.53$15,355.77
10Mar 2022$529.99$82.54$612.53$14,825.78
11Apr 2022$532.84$79.69$612.53$14,292.94
12May 2022$535.71$76.82$612.53$13,757.23
13Jun 2022$538.58$73.95$612.53$13,218.65
14Jul 2022$541.48$71.05$612.53$12,677.17
15Aug 2022$544.39$68.14$612.53$12,132.78
16Sep 2022$547.32$65.21$612.53$11,585.46
17Oct 2022$550.26$62.27$612.53$11,035.20
18Nov 2022$553.22$59.31$612.53$10,481.98
19Dec 2022$556.19$56.34$612.53$9,925.79
2022 Total$6,481.48$868.88$7,350.36
20Jan 2023$559.18$53.35$612.53$9,366.61
21Feb 2023$562.18$50.35$612.53$8,804.43
22Mar 2023$565.21$47.32$612.53$8,239.22
23Apr 2023$568.24$44.29$612.53$7,670.98
24May 2023$571.30$41.23$612.53$7,099.68
25Jun 2023$574.37$38.16$612.53$6,525.31
26Jul 2023$577.46$35.07$612.53$5,947.85
27Aug 2023$580.56$31.97$612.53$5,367.29
28Sep 2023$583.68$28.85$612.53$4,783.61
29Oct 2023$586.82$25.71$612.53$4,196.79
30Nov 2023$589.97$22.56$612.53$3,606.82
31Dec 2023$593.14$19.39$612.53$3,013.68
2023 Total$6,912.11$438.25$7,350.36
32Jan 2024$596.33$16.20$612.53$2,417.35
33Feb 2024$599.54$12.99$612.53$1,817.81
34Mar 2024$602.76$9.77$612.53$1,215.05
35Apr 2024$606.00$6.53$612.53$609.05
36May 2024$609.05$3.27$612.32$0.00
2024 Total$3,013.68$48.76$3,062.44