RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

5.98

% p.a

Fixed

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

608

36 months

Number of repayments
36
Total interest paid
$1.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$508.59$99.67$608.26$19,491.41
2Nov 2021$511.13$97.13$608.26$18,980.28
3Dec 2021$513.67$94.59$608.26$18,466.61
2021 Total$1,533.39$291.39$1,824.78
4Jan 2022$516.23$92.03$608.26$17,950.38
5Feb 2022$518.81$89.45$608.26$17,431.57
6Mar 2022$521.39$86.87$608.26$16,910.18
7Apr 2022$523.99$84.27$608.26$16,386.19
8May 2022$526.60$81.66$608.26$15,859.59
9Jun 2022$529.23$79.03$608.26$15,330.36
10Jul 2022$531.86$76.40$608.26$14,798.50
11Aug 2022$534.51$73.75$608.26$14,263.99
12Sep 2022$537.18$71.08$608.26$13,726.81
13Oct 2022$539.85$68.41$608.26$13,186.96
14Nov 2022$542.54$65.72$608.26$12,644.42
15Dec 2022$545.25$63.01$608.26$12,099.17
2022 Total$6,367.44$931.68$7,299.12
16Jan 2023$547.97$60.29$608.26$11,551.20
17Feb 2023$550.70$57.56$608.26$11,000.50
18Mar 2023$553.44$54.82$608.26$10,447.06
19Apr 2023$556.20$52.06$608.26$9,890.86
20May 2023$558.97$49.29$608.26$9,331.89
21Jun 2023$561.76$46.50$608.26$8,770.13
22Jul 2023$564.56$43.70$608.26$8,205.57
23Aug 2023$567.37$40.89$608.26$7,638.20
24Sep 2023$570.20$38.06$608.26$7,068.00
25Oct 2023$573.04$35.22$608.26$6,494.96
26Nov 2023$575.89$32.37$608.26$5,919.07
27Dec 2023$578.76$29.50$608.26$5,340.31
2023 Total$6,758.86$540.26$7,299.12
28Jan 2024$581.65$26.61$608.26$4,758.66
29Feb 2024$584.55$23.71$608.26$4,174.11
30Mar 2024$587.46$20.80$608.26$3,586.65
31Apr 2024$590.39$17.87$608.26$2,996.26
32May 2024$593.33$14.93$608.26$2,402.93
33Jun 2024$596.29$11.97$608.26$1,806.64
34Jul 2024$599.26$9.00$608.26$1,207.38
35Aug 2024$602.24$6.02$608.26$605.14
36Sep 2024$605.14$3.02$608.16$0.00
2024 Total$5,340.31$133.93$5,474.24