Borrow amount
$20k
Advertised Rate

9.79

% p.a

Fixed

Loan term

1 year to 5 years

IMB Bank
Repayment frequency
Monthly
Monthly repayment

$643

36 months

Number of repayments
36
Total interest paid
$3.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$480.20$163.17$643.37$19,519.80
2Jun 2021$484.12$159.25$643.37$19,035.68
3Jul 2021$488.07$155.30$643.37$18,547.61
4Aug 2021$492.05$151.32$643.37$18,055.56
5Sep 2021$496.07$147.30$643.37$17,559.49
6Oct 2021$500.11$143.26$643.37$17,059.38
7Nov 2021$504.19$139.18$643.37$16,555.19
8Dec 2021$508.31$135.06$643.37$16,046.88
2021 Total$3,953.12$1,193.84$5,146.96
9Jan 2022$512.45$130.92$643.37$15,534.43
10Feb 2022$516.63$126.74$643.37$15,017.80
11Mar 2022$520.85$122.52$643.37$14,496.95
12Apr 2022$525.10$118.27$643.37$13,971.85
13May 2022$529.38$113.99$643.37$13,442.47
14Jun 2022$533.70$109.67$643.37$12,908.77
15Jul 2022$538.06$105.31$643.37$12,370.71
16Aug 2022$542.45$100.92$643.37$11,828.26
17Sep 2022$546.87$96.50$643.37$11,281.39
18Oct 2022$551.33$92.04$643.37$10,730.06
19Nov 2022$555.83$87.54$643.37$10,174.23
20Dec 2022$560.37$83.00$643.37$9,613.86
2022 Total$6,433.02$1,287.42$7,720.44
21Jan 2023$564.94$78.43$643.37$9,048.92
22Feb 2023$569.55$73.82$643.37$8,479.37
23Mar 2023$574.19$69.18$643.37$7,905.18
24Apr 2023$578.88$64.49$643.37$7,326.30
25May 2023$583.60$59.77$643.37$6,742.70
26Jun 2023$588.36$55.01$643.37$6,154.34
27Jul 2023$593.16$50.21$643.37$5,561.18
28Aug 2023$598.00$45.37$643.37$4,963.18
29Sep 2023$602.88$40.49$643.37$4,360.30
30Oct 2023$607.80$35.57$643.37$3,752.50
31Nov 2023$612.76$30.61$643.37$3,139.74
32Dec 2023$617.75$25.62$643.37$2,521.99
2023 Total$7,091.87$628.57$7,720.44
33Jan 2024$622.79$20.58$643.37$1,899.20
34Feb 2024$627.88$15.49$643.37$1,271.32
35Mar 2024$633.00$10.37$643.37$638.32
36Apr 2024$638.16$5.21$643.37$0.16
2024 Total$2,521.83$51.65$2,573.48