RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

8.98

% p.a

Fixed

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

636

36 months

Number of repayments
36
Total interest paid
$2.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$486.14$149.67$635.81$19,513.86
2Dec 2021$489.78$146.03$635.81$19,024.08
2021 Total$975.92$295.7$1,271.62
3Jan 2022$493.45$142.36$635.81$18,530.63
4Feb 2022$497.14$138.67$635.81$18,033.49
5Mar 2022$500.86$134.95$635.81$17,532.63
6Apr 2022$504.61$131.20$635.81$17,028.02
7May 2022$508.38$127.43$635.81$16,519.64
8Jun 2022$512.19$123.62$635.81$16,007.45
9Jul 2022$516.02$119.79$635.81$15,491.43
10Aug 2022$519.88$115.93$635.81$14,971.55
11Sep 2022$523.77$112.04$635.81$14,447.78
12Oct 2022$527.69$108.12$635.81$13,920.09
13Nov 2022$531.64$104.17$635.81$13,388.45
14Dec 2022$535.62$100.19$635.81$12,852.83
2022 Total$6,171.25$1,458.47$7,629.72
15Jan 2023$539.63$96.18$635.81$12,313.20
16Feb 2023$543.67$92.14$635.81$11,769.53
17Mar 2023$547.73$88.08$635.81$11,221.80
18Apr 2023$551.83$83.98$635.81$10,669.97
19May 2023$555.96$79.85$635.81$10,114.01
20Jun 2023$560.12$75.69$635.81$9,553.89
21Jul 2023$564.32$71.49$635.81$8,989.57
22Aug 2023$568.54$67.27$635.81$8,421.03
23Sep 2023$572.79$63.02$635.81$7,848.24
24Oct 2023$577.08$58.73$635.81$7,271.16
25Nov 2023$581.40$54.41$635.81$6,689.76
26Dec 2023$585.75$50.06$635.81$6,104.01
2023 Total$6,748.82$880.9$7,629.72
27Jan 2024$590.13$45.68$635.81$5,513.88
28Feb 2024$594.55$41.26$635.81$4,919.33
29Mar 2024$599.00$36.81$635.81$4,320.33
30Apr 2024$603.48$32.33$635.81$3,716.85
31May 2024$608.00$27.81$635.81$3,108.85
32Jun 2024$612.55$23.26$635.81$2,496.30
33Jul 2024$617.13$18.68$635.81$1,879.17
34Aug 2024$621.75$14.06$635.81$1,257.42
35Sep 2024$626.40$9.41$635.81$631.02
36Oct 2024$631.02$4.72$635.74$0.00
2024 Total$6,104.01$254.02$6,358.03