Important disclosure

Jacaranda Finance Pty Ltd

Secured Personal Loan

Real Time Rating™

  • 0 to 2 years
  • Secured
  • Variable Rate
  • Instant approval
Interest Rate

12.00%

p.a

up to 20%

Comparison Rate*

From

27.44%

p.a

up to 35.99%

Real Time Rating™
Tags
  • 0 to 2 years
  • Secured
  • Variable Rate
  • Instant approval
Interest Rate

12.00%

p.a

up to 20%

Comparison Rate*

From

27.44%

p.a

up to 35.99%

Calculate your repayments for this loan

$

Your estimated repayment

$996

based on $30,000 loan amount for 3 years at 12.00%

Pros and cons

For Secured Personal Loan

Benefits

  • No ongoing fees
  • Flexible repayment options
  • Can apply online
  • Fast time to funding
  • Approval is instant

Drawbacks

  • Higher than average application fee
  • Cannot apply in branch

Jacaranda Rate Personal loan overview

For Secured Personal Loan

Details

Total repayments

Interest rate type

Variable

Borrowing range

$2.1k - $15k

Security type

Secured

Loan term

0 to 2 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Jacaranda Finance Pty Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

1 hours

Fees

Upfront Fee

$400

Ongoing Fee

$0

Missed Payment Penalty

$35

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

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Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

Real Time Rating™
  • 3 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

5.76%

p.a

up to 24.03%

Comparison Rate*

From

6.55%

p.a

up to 24.99%

Promoted

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Low Rate Personal Loan Secured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees
Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

From

7.19%

p.a

up to 13.58%

Promoted

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Low Rate Personal Loan Unsecured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

From

7.19%

p.a

up to 13.58%

FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.