Latitude Financial Services Secured Fixed Low Rate (Excellent Credit Rating) | Review & Compare Personal Loans

Pros and Cons

Pros

Features a low rate
Can apply online

Cons

Monthly fee charged
Application fee charged
Requires security to be held
Cannot apply in branch
Has ongoing fees

Latitude Financial Services Low Rate Secured (Excellent Credit Rating) Fees and Features

New Car	Total repayments $33,342 View repayment schedule »
Used Car	Early Exit Penalty Fee $300
Motorcycle	Missed Payment Penalty $35
Boat	Redraw Activation Fee N/A
Student Loan	Repayment Type Fixed
Debt Consolidation	Loan Type Secured
Renovation	Available to 457 Visa Holders
Shares	Redraw Facility
Holidays	Extra Repayments
Medical Bill	Line Of Credit
Wedding	Upfront Fee $250
Ongoing Fee $13 Monthly	Borrowing range $3k - $70k
Aggregator

Specials

Other Enjoy NO INTEREST and NO REPAYMENTS for the first 3 months with a Better Start Personal Loan. Available for new personal loan customers, borrowing $20K+ to consolidate their debts. Offer ends 29.03.2020. T’s & C’s apply.

Other Restrictions

You must be a new customer, a home owner or mortgage holder, have excellent credit rating and wish to borrow more than $20000. Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

Compare and review personal loans with similar features

Lower Rate

Discounted Personal Loan

Fixed

7.99%

8.35%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Secured

Premium Personal Loan

Fixed

7.99%

8.20%

No early repayment fees
Redraw facility available

Major Banks

Unsecured Personal Loan Fixed

Fixed

12.69%

13.56%

No early repayment fees
Can apply online
Can apply in branch
Available for 457 visa holders

Generic

Unsecured Personal Loan (Excellent Credit) (3 Year Term) (Amount > $5000)

Fixed

6.99%

up to 28.69%

7.69%

Features a low rate
No early repayment fees
Can apply online

Originally known as GE Capital Finance, Latitude Financial Services had a change of name and ownership in 2015.

As a leading consumer finance business with a presence in Australia and New Zealand, Latitude Financial provides over 2.5 million customers with a broad range of finance products including personal loans, credit cards and insurance.

Latitude Financial Services is an online-only operation, which means it doesn’t have branches. You can apply for loans online, and they also have a customer service line if you need to speak to someone.