RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

10.98

% p.a

Fixed

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$655

36 months

Number of repayments
36
Total interest paid
$3.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$471.58$183.00$654.58$19,528.42
2021 Total$471.58$183$654.58
2Jan 2022$475.89$178.69$654.58$19,052.53
3Feb 2022$480.25$174.33$654.58$18,572.28
4Mar 2022$484.64$169.94$654.58$18,087.64
5Apr 2022$489.08$165.50$654.58$17,598.56
6May 2022$493.55$161.03$654.58$17,105.01
7Jun 2022$498.07$156.51$654.58$16,606.94
8Jul 2022$502.63$151.95$654.58$16,104.31
9Aug 2022$507.23$147.35$654.58$15,597.08
10Sep 2022$511.87$142.71$654.58$15,085.21
11Oct 2022$516.55$138.03$654.58$14,568.66
12Nov 2022$521.28$133.30$654.58$14,047.38
13Dec 2022$526.05$128.53$654.58$13,521.33
2022 Total$6,007.09$1,847.87$7,854.96
14Jan 2023$530.86$123.72$654.58$12,990.47
15Feb 2023$535.72$118.86$654.58$12,454.75
16Mar 2023$540.62$113.96$654.58$11,914.13
17Apr 2023$545.57$109.01$654.58$11,368.56
18May 2023$550.56$104.02$654.58$10,818.00
19Jun 2023$555.60$98.98$654.58$10,262.40
20Jul 2023$560.68$93.90$654.58$9,701.72
21Aug 2023$565.81$88.77$654.58$9,135.91
22Sep 2023$570.99$83.59$654.58$8,564.92
23Oct 2023$576.21$78.37$654.58$7,988.71
24Nov 2023$581.48$73.10$654.58$7,407.23
25Dec 2023$586.80$67.78$654.58$6,820.43
2023 Total$6,700.9$1,154.06$7,854.96
26Jan 2024$592.17$62.41$654.58$6,228.26
27Feb 2024$597.59$56.99$654.58$5,630.67
28Mar 2024$603.06$51.52$654.58$5,027.61
29Apr 2024$608.58$46.00$654.58$4,419.03
30May 2024$614.15$40.43$654.58$3,804.88
31Jun 2024$619.77$34.81$654.58$3,185.11
32Jul 2024$625.44$29.14$654.58$2,559.67
33Aug 2024$631.16$23.42$654.58$1,928.51
34Sep 2024$636.93$17.65$654.58$1,291.58
35Oct 2024$642.76$11.82$654.58$648.82
36Nov 2024$648.64$5.94$654.58$0.18
2024 Total$6,820.25$380.13$7,200.38