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- Unsecured Personal Loan (Excellent Credit)
Unsecured Personal Loan (Excellent Credit)
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Unsecured Personal Loan (Excellent Credit)
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
RateCity says
"If you have an excellent credit history, you may be able to lock in this personal loan interest rate for 3 to 7 years."
Calculate your repayments for this loan
Your estimated repayment
$896
based on 45000 loan amount for 5 years at 7.24%
Pros and Cons
For Unsecured Personal Loan (Excellent Credit)
Benefits
- No ongoing fees
- Application fees starting from $0
- Flexible repayment options
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
- Fast time to funding
Drawbacks
- Cannot apply in branch
Money Place Rate Personal Loan overview
For Unsecured Personal Loan (Excellent Credit)
Details
Total repayments
$53,769
Interest rate type
Fixed
Borrowing range
$5k - $80k
Security type
Unsecured
Loan term
3 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Monthly, Weekly, Fortnightly
Target Market Determination
Visit Money Place Australia Pty Ltd to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
24 hours
Fees
Upfront fee
$0
of loan amountup to $650 Application fee ranges from $0-$650
Ongoing fee
$0
Missed payment penalty
$10
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 25 Apr 2024