RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$30k
Interest Rate

10.99

% p.a

Fixed up to 12.99%

Loan term

3 years to 7 years

Repayment frequency
Monthly
Monthly repayment

$982

36 months

Number of repayments
36
Total interest paid
$5.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jul 2022$707.27$274.75$982.02$29,292.73
2Aug 2022$713.75$268.27$982.02$28,578.98
3Sep 2022$720.28$261.74$982.02$27,858.70
4Oct 2022$726.88$255.14$982.02$27,131.82
5Nov 2022$733.54$248.48$982.02$26,398.28
6Dec 2022$740.26$241.76$982.02$25,658.02
2022 Total$4,341.98$1,550.14$5,892.12
7Jan 2023$747.04$234.98$982.02$24,910.98
8Feb 2023$753.88$228.14$982.02$24,157.10
9Mar 2023$760.78$221.24$982.02$23,396.32
10Apr 2023$767.75$214.27$982.02$22,628.57
11May 2023$774.78$207.24$982.02$21,853.79
12Jun 2023$781.88$200.14$982.02$21,071.91
13Jul 2023$789.04$192.98$982.02$20,282.87
14Aug 2023$796.26$185.76$982.02$19,486.61
15Sep 2023$803.56$178.46$982.02$18,683.05
16Oct 2023$810.91$171.11$982.02$17,872.14
17Nov 2023$818.34$163.68$982.02$17,053.80
18Dec 2023$825.84$156.18$982.02$16,227.96
2023 Total$9,430.06$2,354.18$11,784.24
19Jan 2024$833.40$148.62$982.02$15,394.56
20Feb 2024$841.03$140.99$982.02$14,553.53
21Mar 2024$848.73$133.29$982.02$13,704.80
22Apr 2024$856.51$125.51$982.02$12,848.29
23May 2024$864.35$117.67$982.02$11,983.94
24Jun 2024$872.27$109.75$982.02$11,111.67
25Jul 2024$880.26$101.76$982.02$10,231.41
26Aug 2024$888.32$93.70$982.02$9,343.09
27Sep 2024$896.45$85.57$982.02$8,446.64
28Oct 2024$904.66$77.36$982.02$7,541.98
29Nov 2024$912.95$69.07$982.02$6,629.03
30Dec 2024$921.31$60.71$982.02$5,707.72
2024 Total$10,520.24$1,264$11,784.24
31Jan 2025$929.75$52.27$982.02$4,777.97
32Feb 2025$938.26$43.76$982.02$3,839.71
33Mar 2025$946.85$35.17$982.02$2,892.86
34Apr 2025$955.53$26.49$982.02$1,937.33
35May 2025$964.28$17.74$982.02$973.05
36Jun 2025$973.05$8.91$981.96$0.00
2025 Total$5,707.72$184.34$5,892.06