Important disclosure
Personal Loan
Interest Rate
12.95%
p.a
up to 28%
Comparison Rate*
From
12.95%
p.a
up to 28%
12.95%
p.a
up to 28%
From
12.95%
p.a
up to 28%
Calculate your repayments for this loan
Your estimated repayment
$1,010
based on $30,000 loan amount for 3 years at 12.95%
Pros and cons
For Personal Loan
Benefits
- Flexible repayment options
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
Drawbacks
- Cannot apply in branch
Money3 Rate Personal loan overview
For Personal Loan
Details
Total repayments $36,363 | Interest rate type Fixed |
Borrowing range $2k - $12k | Security type Unsecured |
Loan term 1 to 5 years | Secured by |
Loan type Is Fully Drawn Advance | Repayment frequency Weekly, Fortnightly, Monthly |
Target Market Determination Visit Money3 to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility |
Instant approval | Time to funding N/A |
Fees
Upfront Fee $0 | Ongoing Fee $0 |
Missed Payment Penalty $0 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
Debt Consolidation | Renovation |
Holidays | Medical Bill |
Shares | Student Loan |
Wedding |
Promoted personal loans
Promoted
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
2024 Award Winner
5.76%
p.a
up to 24.03%
From
6.55%
p.a
up to 24.99%
Australian Credit Licence 474726Fees & charges apply
Promoted
Low Rate Personal Loan Secured (Excellent Credit)
6.57%
p.a
up to 8.48%
From
7.19%
p.a
up to 13.58%
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Promoted
No Fee Personal Loan
2024 Award Winner
special
Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.6.75%
p.a
up to 26.95%
From
6.75%
p.a
up to 26.95%
Australian Credit Licence 411227Fees & charges apply
FAQs
How long are $3000 loans?
Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.
Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.