RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

13.74

% p.a

Variable

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

$681

36 months

Number of repayments
36
Total interest paid
$4.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$452.03$229.00$681.03$19,547.97
2021 Total$452.03$229$681.03
2Jan 2022$457.21$223.82$681.03$19,090.76
3Feb 2022$462.44$218.59$681.03$18,628.32
4Mar 2022$467.74$213.29$681.03$18,160.58
5Apr 2022$473.09$207.94$681.03$17,687.49
6May 2022$478.51$202.52$681.03$17,208.98
7Jun 2022$483.99$197.04$681.03$16,724.99
8Jul 2022$489.53$191.50$681.03$16,235.46
9Aug 2022$495.13$185.90$681.03$15,740.33
10Sep 2022$500.80$180.23$681.03$15,239.53
11Oct 2022$506.54$174.49$681.03$14,732.99
12Nov 2022$512.34$168.69$681.03$14,220.65
13Dec 2022$518.20$162.83$681.03$13,702.45
2022 Total$5,845.52$2,326.84$8,172.36
14Jan 2023$524.14$156.89$681.03$13,178.31
15Feb 2023$530.14$150.89$681.03$12,648.17
16Mar 2023$536.21$144.82$681.03$12,111.96
17Apr 2023$542.35$138.68$681.03$11,569.61
18May 2023$548.56$132.47$681.03$11,021.05
19Jun 2023$554.84$126.19$681.03$10,466.21
20Jul 2023$561.19$119.84$681.03$9,905.02
21Aug 2023$567.62$113.41$681.03$9,337.40
22Sep 2023$574.12$106.91$681.03$8,763.28
23Oct 2023$580.69$100.34$681.03$8,182.59
24Nov 2023$587.34$93.69$681.03$7,595.25
25Dec 2023$594.06$86.97$681.03$7,001.19
2023 Total$6,701.26$1,471.1$8,172.36
26Jan 2024$600.87$80.16$681.03$6,400.32
27Feb 2024$607.75$73.28$681.03$5,792.57
28Mar 2024$614.71$66.32$681.03$5,177.86
29Apr 2024$621.74$59.29$681.03$4,556.12
30May 2024$628.86$52.17$681.03$3,927.26
31Jun 2024$636.06$44.97$681.03$3,291.20
32Jul 2024$643.35$37.68$681.03$2,647.85
33Aug 2024$650.71$30.32$681.03$1,997.14
34Sep 2024$658.16$22.87$681.03$1,338.98
35Oct 2024$665.70$15.33$681.03$673.28
36Nov 2024$673.28$7.71$680.99$0.00
2024 Total$7,001.19$490.1$7,491.29