Important disclosure
Unsecured Personal Loan Fixed
special
Borrow from $5,000 to $55,000 with a 1 - 7 year flexible loan term with NAB. Plus enjoy no fees for extra repayments and no early exit fees.Interest Rate
6.99%
p.a
up to 20.49%
Comparison Rate*
Headline rate From
7.91%
p.a
up to 21.33%
RateCity says
“Manage your repayments more easily on a fixed rate loan with no fees for extra repayments. ”
Calculate your repayments for this loan
Your estimated repayment
$1,266
based on $41,000 loan amount for 3 years at 6.99%
Pros and cons
For Unsecured Personal Loan Fixed
Benefits
- Lower than average application fees
- No early exit penalty
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
- Suitable for both new or used car
- Fast time to funding
- Approval is instant
Drawbacks
- Service fee charged
NAB Rate Personal loan overview
For Unsecured Personal Loan Fixed
Details
Total repayments $45,568 | Interest rate type Fixed |
Borrowing range $5k - $55k | Security type Unsecured |
Loan term 1 to 7 years | Secured by |
Loan type Is Fully Drawn Advance | Repayment frequency Weekly, Fortnightly, Monthly |
Target Market Determination Visit National Australia Bank Limited to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility |
Instant approval | Time to funding 24 hours |
Fees
Upfront Fee $150 | Ongoing Fee $10 Monthly |
Missed Payment Penalty $0 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
Debt Consolidation | Renovation |
Holidays | Medical Bill |
Shares | Student Loan |
Wedding |
- Other Borrow from $5,000 to $55,000 with a 1 - 7 year flexible loan term with NAB. Plus enjoy no fees for extra repayments and no early exit fees.
FAQs
How long are $3000 loans?
Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.
Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.