RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$20k
Interest Rate

6.99

% p.a

Variable up to 18.99%

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$617

36 months

Number of repayments
36
Total interest paid
$2.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$500.95$116.50$617.45$19,499.05
2Jul 2022$503.87$113.58$617.45$18,995.18
3Aug 2022$506.80$110.65$617.45$18,488.38
4Sep 2022$509.76$107.69$617.45$17,978.62
5Oct 2022$512.72$104.73$617.45$17,465.90
6Nov 2022$515.71$101.74$617.45$16,950.19
7Dec 2022$518.72$98.73$617.45$16,431.47
2022 Total$3,568.53$753.62$4,322.15
8Jan 2023$521.74$95.71$617.45$15,909.73
9Feb 2023$524.78$92.67$617.45$15,384.95
10Mar 2023$527.83$89.62$617.45$14,857.12
11Apr 2023$530.91$86.54$617.45$14,326.21
12May 2023$534.00$83.45$617.45$13,792.21
13Jun 2023$537.11$80.34$617.45$13,255.10
14Jul 2023$540.24$77.21$617.45$12,714.86
15Aug 2023$543.39$74.06$617.45$12,171.47
16Sep 2023$546.55$70.90$617.45$11,624.92
17Oct 2023$549.73$67.72$617.45$11,075.19
18Nov 2023$552.94$64.51$617.45$10,522.25
19Dec 2023$556.16$61.29$617.45$9,966.09
2023 Total$6,465.38$944.02$7,409.4
20Jan 2024$559.40$58.05$617.45$9,406.69
21Feb 2024$562.66$54.79$617.45$8,844.03
22Mar 2024$565.93$51.52$617.45$8,278.10
23Apr 2024$569.23$48.22$617.45$7,708.87
24May 2024$572.55$44.90$617.45$7,136.32
25Jun 2024$575.88$41.57$617.45$6,560.44
26Jul 2024$579.24$38.21$617.45$5,981.20
27Aug 2024$582.61$34.84$617.45$5,398.59
28Sep 2024$586.00$31.45$617.45$4,812.59
29Oct 2024$589.42$28.03$617.45$4,223.17
30Nov 2024$592.85$24.60$617.45$3,630.32
31Dec 2024$596.30$21.15$617.45$3,034.02
2024 Total$6,932.07$477.33$7,409.4
32Jan 2025$599.78$17.67$617.45$2,434.24
33Feb 2025$603.27$14.18$617.45$1,830.97
34Mar 2025$606.78$10.67$617.45$1,224.19
35Apr 2025$610.32$7.13$617.45$613.87
36May 2025$613.87$3.58$617.45$0.00
2025 Total$3,034.02$53.23$3,087.25