Personal loans with no document release fees from 90+ lenders

Find personal loans from a wide range of Australian lenders that best suit your needs. Compare interest rates, repayments, fees and more. - Data last updated on

Now showing 21 - 40 of 16 loans with no document release fees

loans with no document release fees


No document release fees personal loans 

What are no document release fees personal loans?

If you are planning to take out a personal loan you should be aware that in most cases there will be a range of fees associated with the loan. For example, you may need to pay an application fee, fees for security documentation or account-keeping each month, and penalties for paying your loan off early. All these should be flagged up in a lender's information about every type of loan they offer. If you are looking to reduce the amount of costs you are paying it may be worth searching for no document release personal loans. This means that at the end of your loan period you won't have to pay an additional fee to receive the documents stating that your loan has been paid off in full. 

Why do people use no document release fees personal loans? 

There can't be many people, if any, who don't want to reduce the costs associated with their personal loans. The major part of the money you repay over time will be interest charges, especially if you are on an interest only loan but where you have to repay the full loan amount at the end of the agreed term.

You may also negotiate a loan that is interest only for an agreed period of time and then continue to pay interest as well as paying down the principal sum loaned. Anything that will reduce the amount of money you have to pay is of benefit, so if you can unearth a no document release fees personal loan you could be saving many tens or even hundreds of dollars at the end of your loan term. You should always take the time to compare the market and see what lenders are offering in terms of no fees for documents. 

What are the main features of no document release fees personal loans? 

At the end of your loan period when you have a no document release fees personal loan you will not be charged for the release of documentation relating to the termination of the loan.

You may have had a loan with a fixed interest rate or been happy to take a variable rate in the hope that bank interest rates would decrease over the term of the loan meaning your monthly repayments could also have decreased. It's of course beneficial not to have to pay extra fees for documents, so read the small print of the agreement carefully and check with your potential lender that they offer this type of loan.

What are the pros and cons of no document release fees personal loans? 

One of the things you need to watch out for when looking for a no document release fees personal loan is the interest rate being charged. Some lenders may offer a higher than usual interest rate to make back the money they may otherwise have made charging for document release. You need to make sure the loan you get is worth it.


^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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