RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

5.95

% p.a

Fixed up to 17.95%

Loan term

1.5 years to 7 years

Repayment frequency
Monthly
Monthly repayment

$608

36 months

Number of repayments
36
Total interest paid
$1.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$508.82$99.17$607.99$19,491.18
2021 Total$508.82$99.17$607.99
2Jan 2022$511.35$96.64$607.99$18,979.83
3Feb 2022$513.88$94.11$607.99$18,465.95
4Mar 2022$516.43$91.56$607.99$17,949.52
5Apr 2022$518.99$89.00$607.99$17,430.53
6May 2022$521.56$86.43$607.99$16,908.97
7Jun 2022$524.15$83.84$607.99$16,384.82
8Jul 2022$526.75$81.24$607.99$15,858.07
9Aug 2022$529.36$78.63$607.99$15,328.71
10Sep 2022$531.99$76.00$607.99$14,796.72
11Oct 2022$534.62$73.37$607.99$14,262.10
12Nov 2022$537.27$70.72$607.99$13,724.83
13Dec 2022$539.94$68.05$607.99$13,184.89
2022 Total$6,306.29$989.59$7,295.88
14Jan 2023$542.61$65.38$607.99$12,642.28
15Feb 2023$545.31$62.68$607.99$12,096.97
16Mar 2023$548.01$59.98$607.99$11,548.96
17Apr 2023$550.73$57.26$607.99$10,998.23
18May 2023$553.46$54.53$607.99$10,444.77
19Jun 2023$556.20$51.79$607.99$9,888.57
20Jul 2023$558.96$49.03$607.99$9,329.61
21Aug 2023$561.73$46.26$607.99$8,767.88
22Sep 2023$564.52$43.47$607.99$8,203.36
23Oct 2023$567.32$40.67$607.99$7,636.04
24Nov 2023$570.13$37.86$607.99$7,065.91
25Dec 2023$572.95$35.04$607.99$6,492.96
2023 Total$6,691.93$603.95$7,295.88
26Jan 2024$575.80$32.19$607.99$5,917.16
27Feb 2024$578.65$29.34$607.99$5,338.51
28Mar 2024$581.52$26.47$607.99$4,756.99
29Apr 2024$584.40$23.59$607.99$4,172.59
30May 2024$587.30$20.69$607.99$3,585.29
31Jun 2024$590.21$17.78$607.99$2,995.08
32Jul 2024$593.14$14.85$607.99$2,401.94
33Aug 2024$596.08$11.91$607.99$1,805.86
34Sep 2024$599.04$8.95$607.99$1,206.82
35Oct 2024$602.01$5.98$607.99$604.81
36Nov 2024$604.81$3.00$607.81$0.00
2024 Total$6,492.96$194.75$6,687.71