RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

5.45

% p.a

Fixed up to 7.05%

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

603

36 months

Number of repayments
36
Total interest paid
$1.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$512.64$90.83$603.47$19,487.36
2Nov 2021$514.96$88.51$603.47$18,972.40
3Dec 2021$517.30$86.17$603.47$18,455.10
2021 Total$1,544.9$265.51$1,810.41
4Jan 2022$519.65$83.82$603.47$17,935.45
5Feb 2022$522.01$81.46$603.47$17,413.44
6Mar 2022$524.38$79.09$603.47$16,889.06
7Apr 2022$526.77$76.70$603.47$16,362.29
8May 2022$529.16$74.31$603.47$15,833.13
9Jun 2022$531.56$71.91$603.47$15,301.57
10Jul 2022$533.98$69.49$603.47$14,767.59
11Aug 2022$536.40$67.07$603.47$14,231.19
12Sep 2022$538.84$64.63$603.47$13,692.35
13Oct 2022$541.28$62.19$603.47$13,151.07
14Nov 2022$543.74$59.73$603.47$12,607.33
15Dec 2022$546.21$57.26$603.47$12,061.12
2022 Total$6,393.98$847.66$7,241.64
16Jan 2023$548.69$54.78$603.47$11,512.43
17Feb 2023$551.18$52.29$603.47$10,961.25
18Mar 2023$553.69$49.78$603.47$10,407.56
19Apr 2023$556.20$47.27$603.47$9,851.36
20May 2023$558.73$44.74$603.47$9,292.63
21Jun 2023$561.27$42.20$603.47$8,731.36
22Jul 2023$563.82$39.65$603.47$8,167.54
23Aug 2023$566.38$37.09$603.47$7,601.16
24Sep 2023$568.95$34.52$603.47$7,032.21
25Oct 2023$571.53$31.94$603.47$6,460.68
26Nov 2023$574.13$29.34$603.47$5,886.55
27Dec 2023$576.74$26.73$603.47$5,309.81
2023 Total$6,751.31$490.33$7,241.64
28Jan 2024$579.35$24.12$603.47$4,730.46
29Feb 2024$581.99$21.48$603.47$4,148.47
30Mar 2024$584.63$18.84$603.47$3,563.84
31Apr 2024$587.28$16.19$603.47$2,976.56
32May 2024$589.95$13.52$603.47$2,386.61
33Jun 2024$592.63$10.84$603.47$1,793.98
34Jul 2024$595.32$8.15$603.47$1,198.66
35Aug 2024$598.03$5.44$603.47$600.63
36Sep 2024$600.63$2.73$603.36$0.00
2024 Total$5,309.81$121.31$5,431.12