RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$20k
Interest Rate

5.45

% p.a

Fixed up to 7.05%

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$603

36 months

Number of repayments
36
Total interest paid
$1.7k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$512.64$90.83$603.47$19,487.36
2Jul 2022$514.96$88.51$603.47$18,972.40
3Aug 2022$517.30$86.17$603.47$18,455.10
4Sep 2022$519.65$83.82$603.47$17,935.45
5Oct 2022$522.01$81.46$603.47$17,413.44
6Nov 2022$524.38$79.09$603.47$16,889.06
7Dec 2022$526.77$76.70$603.47$16,362.29
2022 Total$3,637.71$586.58$4,224.29
8Jan 2023$529.16$74.31$603.47$15,833.13
9Feb 2023$531.56$71.91$603.47$15,301.57
10Mar 2023$533.98$69.49$603.47$14,767.59
11Apr 2023$536.40$67.07$603.47$14,231.19
12May 2023$538.84$64.63$603.47$13,692.35
13Jun 2023$541.28$62.19$603.47$13,151.07
14Jul 2023$543.74$59.73$603.47$12,607.33
15Aug 2023$546.21$57.26$603.47$12,061.12
16Sep 2023$548.69$54.78$603.47$11,512.43
17Oct 2023$551.18$52.29$603.47$10,961.25
18Nov 2023$553.69$49.78$603.47$10,407.56
19Dec 2023$556.20$47.27$603.47$9,851.36
2023 Total$6,510.93$730.71$7,241.64
20Jan 2024$558.73$44.74$603.47$9,292.63
21Feb 2024$561.27$42.20$603.47$8,731.36
22Mar 2024$563.82$39.65$603.47$8,167.54
23Apr 2024$566.38$37.09$603.47$7,601.16
24May 2024$568.95$34.52$603.47$7,032.21
25Jun 2024$571.53$31.94$603.47$6,460.68
26Jul 2024$574.13$29.34$603.47$5,886.55
27Aug 2024$576.74$26.73$603.47$5,309.81
28Sep 2024$579.35$24.12$603.47$4,730.46
29Oct 2024$581.99$21.48$603.47$4,148.47
30Nov 2024$584.63$18.84$603.47$3,563.84
31Dec 2024$587.28$16.19$603.47$2,976.56
2024 Total$6,874.8$366.84$7,241.64
32Jan 2025$589.95$13.52$603.47$2,386.61
33Feb 2025$592.63$10.84$603.47$1,793.98
34Mar 2025$595.32$8.15$603.47$1,198.66
35Apr 2025$598.03$5.44$603.47$600.63
36May 2025$600.63$2.73$603.36$0.00
2025 Total$2,976.56$40.68$3,017.24