Borrow amount
$20k
Advertised Rate

6.81%

Variable

Loan term

2 years to 5 years

P&N Bank
Repayment frequency
Monthly
Monthly repayment

$616

36 months

Number of repayments
36
Total interest paid
$2.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$502.31$113.50$615.81$19,497.69
2Dec 2020$505.16$110.65$615.81$18,992.53
2020 Total$1,007.47$224.15$1,231.62
3Jan 2021$508.03$107.78$615.81$18,484.50
4Feb 2021$510.91$104.90$615.81$17,973.59
5Mar 2021$513.81$102.00$615.81$17,459.78
6Apr 2021$516.73$99.08$615.81$16,943.05
7May 2021$519.66$96.15$615.81$16,423.39
8Jun 2021$522.61$93.20$615.81$15,900.78
9Jul 2021$525.57$90.24$615.81$15,375.21
10Aug 2021$528.56$87.25$615.81$14,846.65
11Sep 2021$531.56$84.25$615.81$14,315.09
12Oct 2021$534.57$81.24$615.81$13,780.52
13Nov 2021$537.61$78.20$615.81$13,242.91
14Dec 2021$540.66$75.15$615.81$12,702.25
2021 Total$6,290.28$1,099.44$7,389.72
15Jan 2022$543.72$72.09$615.81$12,158.53
16Feb 2022$546.81$69.00$615.81$11,611.72
17Mar 2022$549.91$65.90$615.81$11,061.81
18Apr 2022$553.03$62.78$615.81$10,508.78
19May 2022$556.17$59.64$615.81$9,952.61
20Jun 2022$559.33$56.48$615.81$9,393.28
21Jul 2022$562.50$53.31$615.81$8,830.78
22Aug 2022$565.70$50.11$615.81$8,265.08
23Sep 2022$568.91$46.90$615.81$7,696.17
24Oct 2022$572.13$43.68$615.81$7,124.04
25Nov 2022$575.38$40.43$615.81$6,548.66
26Dec 2022$578.65$37.16$615.81$5,970.01
2022 Total$6,732.24$657.48$7,389.72
27Jan 2023$581.93$33.88$615.81$5,388.08
28Feb 2023$585.23$30.58$615.81$4,802.85
29Mar 2023$588.55$27.26$615.81$4,214.30
30Apr 2023$591.89$23.92$615.81$3,622.41
31May 2023$595.25$20.56$615.81$3,027.16
32Jun 2023$598.63$17.18$615.81$2,428.53
33Jul 2023$602.03$13.78$615.81$1,826.50
34Aug 2023$605.44$10.37$615.81$1,221.06
35Sep 2023$608.88$6.93$615.81$612.18
36Oct 2023$612.18$3.47$615.65$0.00
2023 Total$5,970.01$187.93$6,157.94