Borrow amount
$20k
Advertised Rate

8.99%

Fixed

Loan term

1 year to 7 years

People's Choice Credit Union
Repayment frequency
Monthly
Monthly repayment

$636

36 months

Number of repayments
36
Total interest paid
$2.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$486.07$149.83$635.90$19,513.93
2Dec 2020$489.71$146.19$635.90$19,024.22
2020 Total$975.78$296.02$1,271.8
3Jan 2021$493.38$142.52$635.90$18,530.84
4Feb 2021$497.07$138.83$635.90$18,033.77
5Mar 2021$500.80$135.10$635.90$17,532.97
6Apr 2021$504.55$131.35$635.90$17,028.42
7May 2021$508.33$127.57$635.90$16,520.09
8Jun 2021$512.14$123.76$635.90$16,007.95
9Jul 2021$515.97$119.93$635.90$15,491.98
10Aug 2021$519.84$116.06$635.90$14,972.14
11Sep 2021$523.73$112.17$635.90$14,448.41
12Oct 2021$527.66$108.24$635.90$13,920.75
13Nov 2021$531.61$104.29$635.90$13,389.14
14Dec 2021$535.59$100.31$635.90$12,853.55
2021 Total$6,170.67$1,460.13$7,630.8
15Jan 2022$539.61$96.29$635.90$12,313.94
16Feb 2022$543.65$92.25$635.90$11,770.29
17Mar 2022$547.72$88.18$635.90$11,222.57
18Apr 2022$551.82$84.08$635.90$10,670.75
19May 2022$555.96$79.94$635.90$10,114.79
20Jun 2022$560.12$75.78$635.90$9,554.67
21Jul 2022$564.32$71.58$635.90$8,990.35
22Aug 2022$568.55$67.35$635.90$8,421.80
23Sep 2022$572.81$63.09$635.90$7,848.99
24Oct 2022$577.10$58.80$635.90$7,271.89
25Nov 2022$581.42$54.48$635.90$6,690.47
26Dec 2022$585.78$50.12$635.90$6,104.69
2022 Total$6,748.86$881.94$7,630.8
27Jan 2023$590.17$45.73$635.90$5,514.52
28Feb 2023$594.59$41.31$635.90$4,919.93
29Mar 2023$599.04$36.86$635.90$4,320.89
30Apr 2023$603.53$32.37$635.90$3,717.36
31May 2023$608.05$27.85$635.90$3,109.31
32Jun 2023$612.61$23.29$635.90$2,496.70
33Jul 2023$617.20$18.70$635.90$1,879.50
34Aug 2023$621.82$14.08$635.90$1,257.68
35Sep 2023$626.48$9.42$635.90$631.20
36Oct 2023$631.17$4.73$635.90$0.03
2023 Total$6,104.66$254.34$6,359