Borrow amount
$20k
Advertised Rate

6.39

% p.a

Variable up to 7.49%

Loan term

1 year to 3 years

Repayment frequency
Monthly
Monthly repayment

$612

36 months

Number of repayments
36
Total interest paid
$2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2021$505.48$106.50$611.98$19,494.52
2Jul 2021$508.17$103.81$611.98$18,986.35
3Aug 2021$510.88$101.10$611.98$18,475.47
4Sep 2021$513.60$98.38$611.98$17,961.87
5Oct 2021$516.33$95.65$611.98$17,445.54
6Nov 2021$519.08$92.90$611.98$16,926.46
7Dec 2021$521.85$90.13$611.98$16,404.61
2021 Total$3,595.39$688.47$4,283.86
8Jan 2022$524.63$87.35$611.98$15,879.98
9Feb 2022$527.42$84.56$611.98$15,352.56
10Mar 2022$530.23$81.75$611.98$14,822.33
11Apr 2022$533.05$78.93$611.98$14,289.28
12May 2022$535.89$76.09$611.98$13,753.39
13Jun 2022$538.74$73.24$611.98$13,214.65
14Jul 2022$541.61$70.37$611.98$12,673.04
15Aug 2022$544.50$67.48$611.98$12,128.54
16Sep 2022$547.40$64.58$611.98$11,581.14
17Oct 2022$550.31$61.67$611.98$11,030.83
18Nov 2022$553.24$58.74$611.98$10,477.59
19Dec 2022$556.19$55.79$611.98$9,921.40
2022 Total$6,483.21$860.55$7,343.76
20Jan 2023$559.15$52.83$611.98$9,362.25
21Feb 2023$562.13$49.85$611.98$8,800.12
22Mar 2023$565.12$46.86$611.98$8,235.00
23Apr 2023$568.13$43.85$611.98$7,666.87
24May 2023$571.15$40.83$611.98$7,095.72
25Jun 2023$574.20$37.78$611.98$6,521.52
26Jul 2023$577.25$34.73$611.98$5,944.27
27Aug 2023$580.33$31.65$611.98$5,363.94
28Sep 2023$583.42$28.56$611.98$4,780.52
29Oct 2023$586.52$25.46$611.98$4,194.00
30Nov 2023$589.65$22.33$611.98$3,604.35
31Dec 2023$592.79$19.19$611.98$3,011.56
2023 Total$6,909.84$433.92$7,343.76
32Jan 2024$595.94$16.04$611.98$2,415.62
33Feb 2024$599.12$12.86$611.98$1,816.50
34Mar 2024$602.31$9.67$611.98$1,214.19
35Apr 2024$605.51$6.47$611.98$608.68
36May 2024$608.68$3.24$611.92$0.00
2024 Total$3,011.56$48.28$3,059.84